Middle Market Commercial Underwriter

🔥 0 minutes ago

🚗 Michigan – Remote

🚗 Michigan – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

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Hastings Insurance Company

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 1885

🤝 B2B

👥 B2C

B2B • B2C

Hastings Insurance Company is a regional insurance provider based in Hastings, Michigan that offers commercial, personal (home and auto), and farm insurance through a network of independent local agents. The company emphasizes customized coverage, loss control consulting, claims support, and agent-led guidance to help businesses and individuals find affordable, tailored insurance solutions. Hastings focuses on community-based service with local agents, risk management resources, and a commitment to customer feedback and continuous improvement.

📋 Description

• Develop and strengthen relationships with independent agency partners throughout Michigan, serving as a trusted underwriting resource and advocate for profitable growth. • Identify opportunities to grow Hastings' Middle Market Commercial portfolio by partnering with agencies to write profitable new business while maintaining underwriting discipline. • Conduct agency visits and serve as Hastings' field representative within the assigned territory. • Work closely with Territory Sales Managers and internal business partners to support agency development and territory growth strategies. • Review, evaluate, and underwrite new and renewal middle market commercial business in accordance with underwriting guidelines and authority levels. • Analyze commercial risks, exposures, pricing, and coverage needs to support sound underwriting decisions. • Maintain in-depth knowledge of commercial products, coverages, pricing strategies, and underwriting appetite. • Collaborate with agents, policyholders, and internal business partners to deliver responsive, service-oriented underwriting support. • Partner with Marketing, Loss Control, Claims, and Underwriting teams to support agency development and corporate growth objectives. • Provide guidance on coverage interpretation, pricing considerations, and underwriting best practices to internal and external stakeholders. • Ensure compliance with underwriting directives, regulatory requirements, and company guidelines regarding risk selection and pricing. • Contribute to departmental training initiatives, professional development activities, and continuous improvement efforts.

🎯 Requirements

• 5+ years of commercial lines underwriting experience, preferably within Middle Market business segments. • Demonstrated success evaluating commercial risks and making sound underwriting decisions across a variety of industries and exposures. • Proven ability to build, maintain, and grow relationships with independent agency partners. • Demonstrated ability to identify new business opportunities and contribute to profitable commercial growth. • Experience balancing business development objectives with disciplined risk selection and profitability goals. • Bachelor's degree in Insurance, Business, Finance, or a related field preferred, or equivalent combination of education and experience. • AU, CPCU, or other industry designations preferred. • Strong knowledge of commercial insurance products, coverages, pricing, and underwriting principles. • Proficiency with underwriting systems, agency management tools, and Microsoft Office applications. • Valid driver's license and ability to travel regularly throughout the assigned territory.

🏖️ Benefits

• 401(k) with company matching contributions • Generous vacation and sick leave • Fully paid tuition and professional development reimbursement • Incentive compensation bonus opportunities