Credit Analyst

Job not on LinkedIn

🕒 5 days ago

🇯🇲 Jamaica – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

🧐 Analyst

👻 Ghost score 12%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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The Jamaica National Group

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 2017

🏦 Banking

💸 Finance

🛡️ Insurance

Banking • Finance • Insurance

The Jamaica National Group is a financial services organization that offers a comprehensive range of services including banking, loans, insurance, and wealth management. They aim to improve financial inclusion through innovative products like the ONE JN Passport, which simplifies access to their services. With a strong focus on community support and member services, The Jamaica National Group plays a vital role in facilitating financial solutions for individuals and small businesses.

📋 Description

• Conduct analytical reviews of the Bank's credit portfolios to identify trends, opportunities and emerging risks • Analyze customer behavior, delinquency trends, portfolio performance and lending strategies • Conduct statistical analysis, business investigations and ad hoc research to support strategic initiatives • Identify opportunities to improve lending policies, portfolio management strategies and customer experience through analytics • Develop and maintain recurring management, Board Committee and regulatory reports within agreed service levels • Produce historical portfolio performance reports, trend analyses and management information • Prepare executive-ready presentations and communicate analytical findings and recommendations to senior management • Extract, cleanse, transform and validate data from multiple internal and external sources • Develop automated analytical solutions using modern data tools to improve reporting efficiency • Support the development and monitoring of credit scorecards • Monitor portfolio data and conduct quality checks to ensure accuracy and completeness • Assist with data governance initiatives by promoting data quality, consistency and adherence to analytical standards • Collaborate with Credit Risk, Business Banking, Retail Banking, Finance, Information Technology and other business units to deliver analytical solutions • Leverage Artificial Intelligence tools responsibly to improve productivity, automate repetitive tasks, support coding and data analysis while maintaining appropriate governance and confidentiality standards

🎯 Requirements

• Bachelor's Degree in Data Analytics, Statistics, Mathematics, Computer Science, Economics, Finance, Actuarial Science, Business Analytics or a related quantitative discipline • Minimum of three (3) years' experience in credit analytics, banking analytics, business intelligence, data science, risk analytics or a similar analytical role • Experience working with financial services data, lending portfolios or credit risk analysis • Advanced Microsoft Excel skills, including Pivot Tables, Power Query, advanced formulas and data modelling • Strong working knowledge of Python, including Pandas, NumPy, Scikit-learn and Matplotlib • Experience writing SQL queries for data extraction and analysis • Knowledge of statistical analysis, predictive modelling and data visualization • Strong knowledge of banking products, including personal loans, mortgages, credit cards, SME lending, commercial loans, deposits and overdraft facilities • Comprehensive understanding of the end-to-end credit lifecycle and credit risk concepts, including delinquency, NPLs, PD, LGD, EAD, provisioning, vintage analysis and portfolio segmentation

🏖️ Benefits

• Permanent contract • Remote work arrangement