Portfolio Manager, Major Accounts

9 hours ago

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Kapitus

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Finance • Fintech • B2B

Kapitus is a financial services company that provides customized financing solutions to small and growing businesses. It offers a range of products including business loans, lines of credit, equipment financing, revenue-based financing, invoice factoring, and purchase order financing, and operates both as a direct lender and through a broad financing network via its KapitusPLUS process. Kapitus emphasizes a streamlined application process that can generate multiple competing offers, supports clients with financing specialists and educational resources, and partners with providers like Experian to help businesses manage and improve credit.

201 - 500 employees

Founded 2006

💸 Finance

💳 Fintech

🤝 B2B

📋 Description

• Monitor daily, weekly, and monthly payment activity across assigned funded accounts to ensure contractual compliance • Identify payment risk trends and proactively engage merchants to resolve delinquencies or barriers to repayment • Utilize company-approved payment assistance tools to maintain eligibility and enhance recovery outcomes • Serve as the primary point of contact for merchants within the major accounts portfolio • Conduct strategic touchpoints with merchants to understand business health, revenue changes, capital needs, and performance drivers • Educate merchants on available Kapitus programs, tools, and renewal opportunities • Evaluate accounts for potential renewals or upsell opportunities based on payment performance • Partner with Sales/Originations teams to hand off qualified renewal opportunities • Lead work-out strategies for distressed accounts, applying structured repayment and compliance solutions • Initiate and manage foreclosure activity in accordance with company policy when applicable • Collaborate with internal legal and external counsel to monitor litigation status and enforce repayment terms • Act as the captain of internal resource coordination for each account, ensuring efforts across teams align to maximize lifecycle return

🎯 Requirements

• 3+ years of experience in portfolio management, merchant financing, asset management, commercial lending, or related financial services role • Strong ability to analyze financial statements, cash flow trends, and payment behaviors • Exceptional communication and relationship-building skills with external clients and internal stakeholders • Proficient problem-solving and conflict-resolution skills • Ability to manage multiple priorities while maintaining high attention to detail • Preferred: Experience in alternative lending, MCA, leasing, or commercial credit • Preferred: Familiarity with legal processes related to collections, foreclosure, and contract enforcement

🏖️ Benefits

• Health Insurance: Comprehensive medical, dental, and employer-paid vision plans • 100% Company Paid Insurances: Basic short-term and long-term disability insurance, as well as vision insurance, fully covered by Kapitus • Voluntary Insurance: Supplemental life insurance and enhanced short- and long-term disability coverage available • Paid Maternity and Parental Leave: Company-paid maternity and parental leave beyond state-mandated policies • LifeBalance Program: Discounts on outdoor activities, arts, health, and fitness, including pet and car insurance discounts • Tuition Reimbursement: Up to $5,000 annually for further education, plus opportunities for conferences and career development • Transit Reimbursement: Support for all work-related travel • Paid Time Off and Sick Time • Retirement Benefits: 401K plan with a 25% match on employee contributions