Associate, Retail Credit Initiation & Control

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November 17

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Mashreq

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Banking • Finance • Fintech

Mashreq is a leading financial institution based in the UAE, offering a wide range of banking services including personal, corporate, and investment banking. The bank focuses on providing innovative financial solutions to its customers and has a strong digital banking presence.

1001 - 5000 employees

Founded 1967

🏦 Banking

💸 Finance

💳 Fintech

📋 Description

• Analyze and process credit proposals and applications of MashreqBank’s retail Lending Products for approval or escalation to Credit Supervisors within the stipulated TAT. • To ensure smooth implementation of the front end automation of credit process solution across all lending products with significant gains in customer experience and productivity. • Regulating all approvals within the Credit Policy and Product parameters. • Ensuring consistent application of credit policy, quality of underwriting decisions and of documents held as collateral. • Responsible for the supervisory credit review function as and when required for Retail Products through implementation of standard operating procedures and policies as per Product Program Guidelines. • Responsible as a reliable back up in the absence of team members / checkers. • Responsible in the development of the new staff into the team and also periodically assist in the training of the new staff in the team.

🎯 Requirements

• Graduates with 1-3 years of work experience in Credit Management environment. • Excellent analytical skills. • Sound interpersonal skills • Basic knowledge in MS office tools for report purposes • Good PC skills. • Ability to problem solving and work independently. • Should be customer focused and achievement oriented.