Lead – Credit Evaluator

🔥 9 minutes ago

🇮🇳 India – Remote

⏰ Full Time

🟠 Senior

✨ Evaluator

👻 Ghost score 10%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Mashreq

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1967

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

Mashreq is a leading financial institution based in the UAE, offering a wide range of banking services including personal, corporate, and investment banking. The bank focuses on providing innovative financial solutions to its customers and has a strong digital banking presence.

📋 Description

• Analyze and process credit proposals and applications for Mashreq Bank’s retail lending and Islamic products for approval or escalation within the stipulated TAT • Ensure smooth implementation of front-end automation of the credit process across lending products • Regulate approvals within Credit Policy and Product parameters • Ensure consistent application of credit policy, quality underwriting decisions, and collateral documentation • Perform supervisory credit reviews for mortgage products according to standard operating procedures and Product Program Guidelines • Provide reliable backup in the absence of the team leader/Assistant Manager • Support development and training of new staff • Analyze eligibility, bank statements, past data, Flexcube, Prime, and other applicable systems through RCMS • Evaluate and suggest improvements to team productivity • Undertake projects to increase unit productivity and enhance retail lending products and credit policy • Participate in training, process improvement initiatives, and system changes • Identify exceptions involving eligibility, pricing, CPV, system information capture, and collateral compliance • Communicate deficiencies and policy violations to the Team Leader/Assistant Manager • Categorize cases as Declined, Rejected, or for Deviation Approval when checks fail • Meet daily productivity targets and committed turnaround times • Exercise first-line controls to book quality applications and highlight document anomalies to the Fraud Prevention Unit • Participate in quality-unit training and testing • Identify anomalies and recommend changes to Credit Policy, Product Manual, operational procedures, and risk controls

🎯 Requirements

• Graduate with > 3 years work experience in Credit Management environment • Excellent analytical skills • Sound interpersonal skills • Sound knowledge in MS Office tools for report purposes • Good PC skills • Ability to problem solve and work independently • Customer focused and achievement oriented • Willing to work under pressure