Staff Product Manager – Lending Systems

October 9

🏄 California – Remote

Although this job is listed in California, this company may be open to hiring remote in other states.

🗽 New York – Remote

Although this job is listed in New York, this company may be open to hiring remote in other states.

+1 more states

🏄 California – Remote 🗽 New York – Remote 🌲 Oregon – Remote

💵 $239k - $298.8k / year

⏰ Full Time

🔴 Lead

✅ Product Manager

🦅 H1B Visa Sponsor

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Mercury

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Fintech • Finance • SaaS

Mercury is a financial technology company that provides online business banking services, although it is not a bank itself. It partners with FDIC-insured banks like Choice Financial Group, Column N. A. , and Evolve Bank & Trust to offer banking services. Mercury aims to simplify financial operations for startups and businesses by offering a range of services including checking and savings accounts, treasury management, corporate cards, expense management, invoicing, and accounting automations. The platform is designed to streamline various banking tasks and enhance financial workflows with features like fraud monitoring and account security. It also offers investment opportunities through its Mercury Treasury product and startup support through its Mercury Raise platform.

201 - 500 employees

Founded 2019

💳 Fintech

💸 Finance

☁️ SaaS

📋 Description

• Define the vision, strategy, and roadmap for Mercury’s lending systems and infrastructure. • Build the core platform that powers loan origination, underwriting, servicing, and repayment across a range of lending products. • Partner with engineering, risk, design, data science, and operations to design scalable systems that balance automation with resilient controls. • Establish the technical and product foundations to support new credit and lending products, including decisioning workflows, data integrations, repayment rails, and compliance features. • Collaborate with banking partners and internal stakeholders to ensure lending products are regulatory-compliant and operationally sound. • Prioritize areas of investment using customer insights, market research, and data-driven decision-making. • Set and track success metrics for lending system health, adoption, and customer impact. • Create reusable capabilities that amplify the speed and consistency of launching future lending products.

🎯 Requirements

• 10+ years of product management or aligned experience, with at least 4+ years in lending, credit, or financial systems. • Experience building complex systems or platforms from scratch in a fintech or financial services environment. • Strong understanding of lending lifecycles (origination, underwriting, servicing, repayment) and associated risk/compliance considerations. • Technical fluency; ability to dive deep with engineers while simplifying complexity for business and compliance stakeholders. • A systems mindset - seeing lending not just as features but as interconnected flows of data, risk, operations, and customer experience. • Proven ability to balance customer empathy with rigorous business, compliance, and operational requirements. • Track record of delivering internal platforms or tools that enable speed, scalability, and efficiency across teams. • Comfort operating in ambiguity and setting direction in greenfield product areas.

🏖️ Benefits

• The total rewards package at Mercury includes base salary, equity, and benefits. • Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. • We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs.