Head of Lending

Job not on LinkedIn

🔥 1 hour ago

🇰🇪 Kenya – Remote

⏰ Full Time

🔴 Lead

👻 Ghost score 11%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Moniepoint Inc. (Formerly TeamApt Inc.)

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

💳 Fintech

🏦 Banking

Fintech • Banking • Payments

Moniepoint Inc. is Africa's all-in-one financial ecosystem that provides seamless solutions in payments, banking, credit, and business management for over 10 million businesses and individuals. Operating as Nigeria's largest merchant acquirer, Moniepoint powers the majority of Point of Sale (POS) transactions in the country. The company processes $17 billion monthly while ensuring profitable operations. With operations starting in 2019, Moniepoint continues to support businesses through its comprehensive financial services platform, making significant strides in financial inclusion across emerging markets.

📋 Description

• Own the lending P&L, including interest and fee revenue, cost of funds, credit losses, and operating costs • Build the budget, forecast, and reporting cadence for portfolio health and profitability • Set commercial and credit strategy, including SME segments, loan products, terms, and risk-based pricing • Grow the SME lending portfolio from zero into a significant, profitable portfolio • Drive lending distribution through direct sales and partner channels • Partner with Product, Data Science, Finance, Risk, Compliance, and Growth • Build and lead the commercial lending team covering portfolio and relationship management, credit operations, and collections • Identify and negotiate strategic partnerships extending reach into the SME segment

🎯 Requirements

• At least 8 years of experience in lending • Direct, demonstrable ownership of a lending P&L • Experience originating, underwriting, pricing, and managing loan portfolios • Track record of building or meaningfully scaling an SME or comparable lending book • Comfort operating cross-functionally with Product, Data Science, Risk, Compliance, and Finance • Strong quantitative and analytical ability • Comfort with lending unit economics, portfolio performance metrics, and credit risk concepts • Exposure to the Kenyan or East African lending market is an advantage but not a requirement

🏖️ Benefits

• Opportunity to build a lending business from the ground up in Kenya • Ownership of a business builder with backing from a company that has proven the model at scale in Nigeria • Opportunity to work in an underserved SME credit segment in one of Africa's most interesting markets • Equal opportunity employer committed to diversity and an inclusive environment