Financial Operations Business Analyst

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November 7

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ONE

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Fintech

ONE is a financial technology company that focuses on providing innovative banking services through a mobile application. Although not a traditional bank, ONE offers various banking services in partnership with Coastal Community Bank. The company's offerings include cash back rewards, credit building tools, early direct deposit options, and high-yield savings accounts. ONE also features a digital wallet for shopping benefits, especially at Walmart. With an emphasis on user-friendly online banking, ONE aims to help customers take control of their credit, manage their finances, and earn rewards without the typical fees associated with traditional banks.

201 - 500 employees

💳 Fintech

📋 Description

• Partner with Product and Engineering to configure and validate new products and features in the Core Ledger platform. • Define ledger event mapping, accounting rules, and reconciliation requirements for new product launches (e.g., credit, debit, lending, or deposits). • Design and implement scalable reconciliation frameworks across customer accounts. • Lead automation of high-volume reconciliations to minimize manual intervention and reduce operational risk. • Monitor and resolve reconciliation breaks, ensuring issues are addressed within established SLAs. • Collaborate with banking partners, network processors, and third-party vendors to ensure accurate and timely transaction settlement. • Act as a key stakeholder in card network (Visa, Mastercard) and dispute process setup and reconciliation design. • Evaluate and implement control improvements, reporting dashboards, and process enhancements. • Translate complex financial and technical requirements into actionable product and engineering deliverables. • Serve as the subject matter expert for reconciliation logic, ledger flows, and financial operations reporting.

🎯 Requirements

• 7–10 years in Financial Operations, Product Control, or Reconciliation roles within fintech, banking, or payments. • Hands-on experience configuring and supporting Core Ledger systems or equivalent financial sub-ledger environments. • Proficiency in SQL (required) and advanced Excel (including macros, pivot tables, Power Query). • Familiarity with data analysis tools (e.g., Python, Looker, Tableau, Databricks) is a plus. • Deep understanding of card network products (debit and credit), including settlement, disputes, and chargebacks. • Experience launching new consumer financial products or integrating new payment flows preferred. • Act-like-an-owner mentality; thrives in ambiguity and fast-paced environments. • Strong problem-solving and critical thinking abilities. • Exceptional communication and executive presentation skills. • Demonstrated ability to influence without authority and drive cross-functional execution.

🏖️ Benefits

• Offers Equity