Senior Software Engineer – Payments

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OrderYOYO

WebsiteLinkedInAll Job Openings

51 - 200 employees

Founded 2015

☁️ SaaS

🤝 B2B

🛍️ eCommerce

💰 $6M Post-IPO Equity - OrderYoyo on 2022-03

SaaS • B2B • eCommerce

OrderYOYO is an online ordering and marketing platform for restaurants and takeaways that provides bespoke websites and mobile apps, a cloud POS, integrated payment processing (YOYOPay), and targeted marketing services (email, SMS, app push, Google Ads, social media). It offers features like loyalty programs, reservations, analytics via a My Business app, and dedicated support to help restaurants capture direct orders, reduce commission fees, and grow customer retention. The company positions itself as a Google Partner and serves thousands of restaurants with tailored digital storefronts and marketing campaigns.

📋 Description

• Own and evolve OrderYOYO's payments capabilities — enabling KYC onboarding, deductions, settlement/payout timing, dispute flows, and merchant invoicing — while raising the bar on reliability, security, and engineering quality. • Design, build, and operate payment-domain services, including gateway integrations and payment intent/authorisation/capture/refund flows, payout orchestration, and reconciliation. • Implement marketplace capabilities where relevant: onboarding/KYC integration, merchant configuration, settlement instructions, deductions, and invoicing/merchant-statement alignment. • Build robust “flow-of-funds” primitives — idempotency, ledgers/events, and audit trails — that are fully supportable for finance and compliance. • Integrate with PSP and partner tooling, with close attention to tri-party / sub-merchant implications. • Implement dispute/chargeback and fraud-handling touchpoints across internal workflows and PSP tooling, and collaborate with Ops on runbooks and escalation paths. • Partner closely with Product, Legal/Compliance, Finance, and Support to convert requirements into safe, testable production behaviour. • Raise engineering quality through automated testing, safe rollouts/canaries, observability, and incident-response improvements.

🎯 Requirements

• Strong backend engineering background in distributed systems — microservices, async processing, resilient APIs, and eventual consistency. • Production experience with payment flows (auth/capture/refund, webhooks, reconciliation) and “money correctness” patterns such as idempotency keys, double-entry thinking, and auditability. • A solid security mindset: PCI compliance, PII protection, secrets management, least privilege, and secure coding practices. • Comfort working in an Azure-first environment (APIs, queues/eventing, monitoring), with strong CI/CD and automated testing practices. • Clear, confident communication with non-technical stakeholders in high-stakes scenarios — incidents, financial breaks, and compliance requests. • Experience with sub-merchant, marketplace, or Payfac-like operating models (KYC, underwriting, settlements, fee deductions). • Familiarity with dispute tooling, card scheme rules, 3DS/risk rules, or fraud platforms.

🏖️ Benefits

• Competitive salary • A remote role — work from wherever you do your best work, with quarterly in-person gatherings at one of our global offices. • High ownership and autonomy. • Clear progression toward Tech Lead / Staff Engineer responsibilities. • The opportunity to work on revenue-critical production systems. • A strong focus on security, reliability, and engineering best practices. • A collaborative, international engineering team. • Real emphasis on learning, mentoring, and long-term growth.