BSA/AML Investigations Analyst I

🕒 May 13

🌵 Arizona, Kentucky, +4 more states – Remote

🌵 Arizona – Remote 🐎 Kentucky – Remote 🚗 Michigan – Remote 🔔 Pennsylvania – Remote 🗿 South Dakota – Remote 🎸 Tennessee – Remote

💵 $17 - $28 / hour

⏰ Full Time

🟢 Junior

🚨 AML and Financial Crime

Apply Now

Find Similar Remote Jobs

Receive Emails For Remote Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

Pathward

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

Pathward is a federally registered financial institution that provides robust banking infrastructure, proven technology resource partners, and dynamic collaboration to assist third-party partners in delivering banking programs that meet customer demands. The company focuses on providing a variety of financial solutions including issuing, acquiring, digital payments, credit solutions, and professional tax solutions, among others. Additionally, Pathward supports commercial finance through working capital, equipment finance, structured finance, and insurance premium finance. Committed to financial inclusion, Pathward powers financial access and innovation through strategic partnerships, including efforts to support renewable energy loan growth.

📋 Description

• Investigate alerts and cases generated from transaction monitoring systems, applying risk-based judgment to identify potentially suspicious activity. • Analyze transactional activity, payment flows, and customer behavior to identify anomalies or red flags. • Prepare and file Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs) in accordance with internal procedures and regulatory standards. • Maintain current knowledge of BSA/AML and OFAC regulations, FinCEN guidance, and evolving financial crime typologies relevant to payments, merchant acquiring, and fintech activities. • Document investigative findings clearly and accurately within case management systems. • Meet defined service level agreements (SLAs) and productivity and quality expectations for assigned workstreams. • Escalate higher-risk or complex matters to senior analysts or management in accordance with BSA/AML - SAM procedures. • Collaborate with BSA/AML-SAM peers and internal stakeholders to support investigations and ongoing program objectives. • Support FinCEN 314(a) and 314(b) information sharing requests and assist with law enforcement inquiries and legal process responses under the direction of senior staff. • Perform other duties as assigned to support the BSA/AML-SAM Operations Team. • Other duties as assigned.

🎯 Requirements

• Bachelor’s degree in a relevant field such as Finance, Criminal Justice, Business, or a related discipline. • Preferred certifications (not required): • Certified Anti-Money Laundering Specialist (CAMS) • Certified Financial Crime Specialist (CFCS) • Certified Fraud Examiner (CFE) • Typically requires 1-3 years of relevant experience in BSA/AML investigations, financial crime analysis, or regulatory compliance. • Experience with SAR writing, transaction monitoring systems, and case management tools is strongly preferred. • Strong analytical skills and attention to detail. • Clear written and verbal communication, including concise documentation of investigative conclusions. • Ability to manage assigned workload independently while following established procedures. • Proficiency with Microsoft Office tools (Excel, Word, Outlook). • Familiarity with transaction monitoring and case management platforms (e.g., Actimize, NICE Actimize, Verafin, or similar); experience with core banking systems and data analytics tools a plus. • Adaptable, organized, and receptive to feedback in a fast-paced environment.

🏖️ Benefits

• health insurance • 401(k) retirement benefits • life insurance • disability benefits • paid time off