Lead Java Developer

🔥 3 hours ago

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Peratera

WebsiteLinkedInAll Job Openings

11 - 50 employees

Founded 2021

💳 Fintech

🤝 B2B

🔌 API

Fintech • B2B • API

Peratera is a UK-based electronic money institution (EMI) that provides multi-currency business accounts and cross-border payments for companies. It offers accounts in GBP, EUR, USD and 12+ other currencies, fast onboarding (accounts can be activated the same day once documents are provided), and transfers to 160+ countries using networks such as SWIFT, SEPA and Faster Payments. Peratera is FCA-authorised, safeguards client funds with regulated partner banks, provides competitive and transparent FX, and exposes a simple API to integrate payments, reporting and cashflow automation. Its product and marketing focus is on digital businesses including e-commerce, marketplaces, travel, import/export and freelance platforms, with features aimed at high-value transfers, transparent pricing, and secure authentication.

📋 Description

• Lead the design and implementation of core platform services: payment flows, transaction lifecycle, reconciliation, and wallet infrastructure • Participate in architecture discussions, and ensure implementation aligns with the architectural direction • Set and enforce engineering standards: code quality, testing strategy, observability, and delivery practices across the team • Mentor and grow a team through code review, pairing, and technical guidance • Translate architectural decisions into clear, implementable technical solutions for the team • Partner with Product and DevOps to drive end-to-end delivery of complex financial features • Contribute to the platform's evolution toward AI-assisted and data-driven capabilities • Drive platform reliability, fault tolerance, and performance at scale

🎯 Requirements

• 8+ years of strong, production Java experience • Proven track record in a tech lead or lead engineer role • Deep expertise in the Spring Boot ecosystem and distributed systems at scale • Hands-on experience building financial systems: payments, wallets, banking or fintech • Strong engineering leadership: code review culture, mentoring, standards definition • Strong REST API design skills and hands-on experience with messaging systems • Solid SQL skills; PostgreSQL experience preferred • Comfortable working asynchronously in a distributed, international team • Familiarity with cloud environments, CI/CD pipelines, and observability tooling • Nice to Have: Background in a licensed financial institution (EMI, payment institution, or bank) • Familiarity with PCI DSS requirements and regulated payment environments • Exposure to Open Banking providers or scheme integrations (Visa / Mastercard) • Hands-on work with Camunda or other workflow orchestration engines • Interest or practice in AI / ML applied to financial systems • Background in event-sourcing or CQRS patterns

🏖️ Benefits

• Competitive, market-aligned compensation - discussed openly at first interview • Direct impact on architecture and strategic platform decisions from day one • A real fintech platform running at production scale - not a demo environment • Exposure to modern cloud-native, AI-assisted, and Open Banking systems • Fully remote setup with flexible hours and an international, highly skilled team