Payment Program Manager – Card Issuing

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🔥 1 minute ago

🇩🇪 Germany – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

📋 Program Manager

👻 Ghost score 10%

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Logo of Pliant

Pliant

201 - 500 employees

Founded 2020

💳 Fintech

☁️ SaaS

🤝 B2B

💰 $40M Series B - Pliant on 2025-04

Fintech • SaaS • B2B

Pliant is a credit card platform that enables businesses, banks, and fintechs to issue and manage credit cards, automate payments, and optimize spend and accounting workflows. Pliant offers Payment Apps, a Pro API for card issuance and automation, Cards-as-a-Service (CaaS) and Banking-as-a-Service (BaaS) to embed or white-label card programs, plus global accounts, FX and transfers, credit & financing, and compliance and enablement services. It serves corporations, e-commerce, resellers, SaaS companies, travel and marketing agencies, and banks with features like real-time monitoring, spend controls, receipt management, integrations with accounting and expense systems, single-use virtual cards, and API-driven automation. Pliant holds e-money licensing in the EU, issues cards in the UK, is PCI DSS and ISO/IEC 27001 certified, and focuses on B2B payment optimization and embedded finance solutions.

📋 Description

• Lead launches of new card programs, products, markets and currencies from scoping and requirements through production release. • Manage Visa and Mastercard scheme and partner onboarding, including BIN and product setup and scheme submissions. • Plan and coordinate end-to-end testing with partners and sign off programs before launch. • Coordinate physical and virtual card launches, including design approvals and external vendor production. • Drive Apple Pay, Google Pay and other digital wallet launches from issuer onboarding and certification through go-live. • Extend wallet programs to new products, BINs and markets. • Monitor wallet and tokenisation performance and resolve issues with partners. • Maintain alignment with scheme rules, mandates and releases, translating changes into actions. • Contribute to recurring scheme and partner reporting. • Work with Compliance and Fraud teams on controls, escalations and audits. • Serve as the main internal and external point of contact for assigned programs. • Translate business and partner needs into requirements for Product and Engineering. • Manage parallel projects, dependencies and risks, and provide regular stakeholder updates. • Improve and document program launch and operating processes. • Use AI and automation tools to reduce manual work.

🎯 Requirements

• 4–7 years of experience in payments, including at least 3 years of hands-on card program implementation at an issuer, processor, program manager or card-issuing fintech. • Hands-on experience launching and managing programs with both Visa and Mastercard. • Experience launching digital wallets and tokenisation, ideally including an Apple Pay issuer launch. • Solid understanding of the card lifecycle, including authorisation, clearing and settlement, 3DS and tokenisation, as well as physical card production. • Track record of delivering several multi-stakeholder projects at the same time, with clear ownership and reporting. • Technical fluency with API documentation, transaction data and test results, and day-to-day collaboration with engineers. • Structured, proactive way of working; ability to flag risks early and document as you go. • Fluent English, written and spoken. • Nice to have: established network within card schemes and the wider issuing ecosystem. • Nice to have: experience with commercial card products and multi-currency programs. • Nice to have: exposure to European and Global card programs. • Nice to have: proficient SQL or data analysis skills.

🏖️ Benefits

• Attractive remuneration • Flat hierarchy and transparent communication in a relaxed, professional atmosphere • Opportunity to develop your talent in a dynamic team with ambitious goals • Flexibility and possibility to work remotely • Monthly mobility benefit • Wellhub Membership • Pliant Card with monthly credit to explore the product and enjoy food with colleagues

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