Claims Analyst

🔥 21 hours ago

🇮🇳 India – Remote

💵 ₹600k - ₹840k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

📋 Claims Specialist

👻 Ghost score 20%

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Logo of PORCH 💚

PORCH 💚

1 - 10 employees

Founded 2022

💼 Consulting

🏥 Healthcare

🏨 Hospitality

Consulting • Healthcare • Hospitality

PORCH 💚 is a next-generation insurance company that provides comprehensive software and services to various home service industries. It streamlines interactions for home professionals, utility customers, realtors, and homeowners by offering tools for inspections, moving, mortgage processes, and home maintenance. Through its partnerships, Porch enhances the home buying experience by simplifying service requests, onboarding new customers for warranty and insurance companies, and assisting with home improvement projects.

📋 Description

• Manage the entire claim compensation process • Review requests for claim denial, clear data, and claim exceptions; flag deficiencies and notify customers promptly of coverages • Analyze claims and supporting documentation to ensure eligibility is reasonable and correct • Analyze claims and interpret policies • Assess and authorize claim payouts within the given limit of authority • Work claims out of dedicated folders as directed by upper management • De-escalate escalated claims efficiently and in a timely manner • Send claimant responses, including deficiency and rejection letters • Provide timely and efficient responses to clients • Communicate updates, claim information requests, and recommendations to relevant units • Follow escalation protocols and policies • Escalate claim quality concerns and outcomes to a supervisor or appropriate unit • Document client conversations accurately and descriptively in software; record a note for every action taken within a claim • Review and track documentation and follow up for additional information when necessary • Manage all claims-related activities daily • Monitor claims intake and notify the supervisor of impending backlog or delay concerns • Complete at least 7 hours of log time in the system daily • Track daily claims work to meet weekly goals set by upper management (40 status changes/contacts per day) • Process a minimum of 6 claims per day • Work scheduled shifts with allotted lunch and break times • Follow company directives, policies, and procedures

🎯 Requirements

• Bachelor’s Degree or equivalent; a degree or coursework in business, insurance, or a related field is a plus • Prior experience in claims, insurance, or customer service, ideally in home warranty or property insurance • Strong written and verbal communication skills, including the ability to explain coverage decisions clearly to customers • Comfort managing a high volume of open claims and moving between them without losing track of details • Sound judgment for reviewing documentation and assessing coverage against contract terms • Proficiency with claims management software and general computer applications • Proven experience working with US based business teams • Excellent written and communication skills in English language • Full and ongoing overlap with Porch’s U.S. EST business hours (7:30 PM IST – 3:30 AM IST) • A quiet workspace • Internet connection of at least 30 Mbps download and 10 Mbps upload

🏖️ Benefits

• A Night Shift Allowance is applicable for this position in line with company policy • Medical insurance • Accident insurance • Retiral benefits • 12 company-paid holidays • 2 flexible holidays • Privilege/earned leave • Casual/sick leave • Paid maternity and paternity leaves • Weekly wellness events

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