Vice President, Underwriting – Employee Benefits

🕒 March 19

🇺🇸 United States – Remote

💵 $171k - $288k / year

⏰ Full Time

🔴 Lead

📋 Underwriter

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Protective Life

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1908

💸 Finance

Finance • Insurance

Protective Life is a financial services company specializing in providing affordable life insurance and annuities. The company offers a variety of insurance products such as term life, whole life, and universal life policies, as well as fixed, immediate, indexed, and variable annuities. Protective Life assists individuals in planning for their future, including retirement, estate planning, and financial protection for families. The company emphasizes its commitment to sustainability, community involvement, and helping customers achieve protection and security throughout various life stages. Protective Life is known for its strong financial foundation and is licensed to operate in all states except New York.

📋 Description

• Define, lead, and build the underwriting function across all Employee Benefits product lines • Oversee a multi‑disciplinary underwriting organization • Serve as a primary underwriting advisor to the SVP of Employee Benefits and leadership team on pricing strategy, risk selection, portfolio performance, and market growth opportunities • Drive underwriting governance, guidelines, philosophy, and portfolio performance • Partner with Product, Distribution, Actuarial, Finance, and Operations to align underwriting strategy with market growth ambitions • Lead, mentor, and develop a multi‑level underwriting team across product lines • Champion adoption of modern underwriting technologies, automated risk engines, and AI‑driven decision support tools

🎯 Requirements

• 15+ years of Employee Benefits underwriting experience with deep knowledge of small‑group and mid‑market segments • Direct experience underwriting Dental, Vision, Life, STD, LTD, Paid Leaves, and Supplemental Health • Proven leadership of underwriting teams; VP‑level or equivalent experience preferred • Demonstrated ability to underwrite and negotiate large aggregators: PEOs, payroll providers, GAs, and national brokers • Strong process‑engineering mindset with experience building underwriting operations from ground up • Experience implementing technology modernization, automation, and AI‑enabled decisioning • Highly collaborative, entrepreneurial, tech‑forward mindset • Excellent communication skills and comfort presenting at the executive level.

🏖️ Benefits

• Health, dental, and vision insurance • Mental health benefits • Employee assistance program • Paid time off • Paid parental leave • Short-term disability • Cultural observance day • Contributions to healthcare accounts • Pension plan • 401(k) plan with Company matching • ProHealth Rewards platform for wellness