Product Manager, Payments

🕒 July 27

🇭🇰 Hong Kong – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

✅ Product Manager

👻 Ghost score 13%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Reap

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 2018

💳 Fintech

₿ Crypto

🤝 B2B

Fintech • Crypto • B2B

Reap is a fintech company providing borderless, stablecoin-enabled financial infrastructure for businesses. It offers business accounts (Reap Direct), Visa corporate cards with fiat and stablecoin repayment, cross-border payments powered by stablecoins, expense management for multi-currency treasuries, and embedded finance APIs including card issuing and payment APIs to automate global fiat payouts and enable stablecoin-native finance.

📋 Description

• Own a defined domain within the Payments product end-to-end — from problem definition and prioritisation through to delivery and iteration • Develop a deep understanding of the clients, payment capabilities, and compliance requirements that shape your domain; use that knowledge to make opinionated, well-reasoned product decisions • Run structured discovery with clients and partners to identify gaps and validate direction before committing to build • Proactively identify gaps, risks, and opportunities in your domain — you don't wait to be told what to work on • Work closely with engineering, solutions architecture, compliance, and legal to drive product outcomes across your domain • Build strong working relationships with external partners and clients to inform your product direction • Communicate product decisions, rationale, and tradeoffs clearly to both technical and non-technical stakeholders • Contribute to team-level discussions on strategy, operating model, and prioritisation — your voice shapes how the team operates, not just what it builds • Write product specs that are precise enough for engineers to build from and clear enough for compliance and legal to validate against • Define success metrics for your domain and use data to evaluate whether you're moving in the right direction • Maintain a high bar for product quality — you care about the details of how something works, not just whether it shipped • Actively use AI tooling to accelerate your own output — research, spec writing, competitive analysis, client communication, and strategic synthesis • Help embed AI-native practices across the team; you raise the bar for what good looks like • Identify opportunities to build AI-assisted capabilities into the product itself, not just your personal workflow

🎯 Requirements

• 3-5 years of product management experience in fintech, payments infrastructure, or B2B SaaS — with a track record of owning significant product domains independently • Deep knowledge of the payments stack — you understand payment networks, on/offramps, stablecoins use cases, FX, banking partners, and compliance as an interconnected system • Strong grasp of regulatory and compliance requirements relevant to payment— AML, KYC/KYB, transaction screening/monitoring, and jurisdiction-specific obligations • Experience working with APIs end-to-end — able to read specs, evaluate integration designs, and write precise API-level requirements • A genuine AI power user — you have a current, active practice of using AI tools to do your job faster and better; you can show your work • Strong written communication — your memos, specs, and strategic documents are clear, well-structured, and stand on their own.

🏖️ Benefits

• Insurance coverage after probation • Reap Card stipend • Use of AI tools at work, and the space to learn, experiment, and grow with them • A culture of innovation, inclusion, and continuous learning