Senior Product Engineer, Embedded Finance

🕒 June 17

🌏 Anywhere in the World

⏰ Full Time

🟠 Senior

⚙️ Systems Engineer

👻 Ghost score 15%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Reap

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 2018

💳 Fintech

₿ Crypto

🤝 B2B

Fintech • Crypto • B2B

Reap is a fintech company providing borderless, stablecoin-enabled financial infrastructure for businesses. It offers business accounts (Reap Direct), Visa corporate cards with fiat and stablecoin repayment, cross-border payments powered by stablecoins, expense management for multi-currency treasuries, and embedded finance APIs including card issuing and payment APIs to automate global fiat payouts and enable stablecoin-native finance.

📋 Description

• Own features end-to-end: write the spec, design the solution, build it, and operate it in production • Design, build, and maintain backend services in Node.js / TypeScript (NestJS or Elysia) for high-performance APIs and async jobs • Work with AWS cloud-native services (Lambda, SQS, EventBridge, Aurora, S3, CloudWatch) for scalable, resilient architectures • Manage data storage and synchronization, working with Postgres and Aurora • Implement and maintain CI/CD pipelines with GitHub Actions • Contribute to architecture decisions, code reviews, and security practices • Collaborate directly with product and business stakeholders — no PM layer, no hand-holding • Leverage AI tools and modern development practices to drive engineering velocity

🎯 Requirements

• 5+ years of professional backend engineering experience • Deep expertise with Node.js and TypeScript, including RESTful API design and async job patterns • Strong product sense — ability to take end-to-end ownership of a feature from idea to production • Proven hands-on experience with AWS cloud services (Lambda, SQS, Aurora, CloudWatch, Secrets Manager, etc.) • Strong SQL fundamentals and experience with relational databases • Familiarity with event-driven and serverless architectures • Clear communication and ability to work autonomously in a fully remote, async team • Demonstrated use of AI tools to boost development efficiency

🏖️ Benefits

• A high-impact role in a rapidly growing fintech startup • Flexible remote work environment with a global, collaborative team • Insurance coverage after probation • Reap Card stipend • Use of AI tools at work — and the space to learn, experiment, and grow with them • A culture of innovation, inclusion, and continuous learning