Senior Software Engineer, Card Solutions – Backend-Focused, Partner Integration

🕒 July 24

🇪🇺 Europe – Remote

⏰ Full Time

🟠 Senior

🧑‍💻 Full-stack Engineer

👻 Ghost score 13%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Reap

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 2018

💳 Fintech

₿ Crypto

🤝 B2B

Fintech • Crypto • B2B

Reap is a fintech company providing borderless, stablecoin-enabled financial infrastructure for businesses. It offers business accounts (Reap Direct), Visa corporate cards with fiat and stablecoin repayment, cross-border payments powered by stablecoins, expense management for multi-currency treasuries, and embedded finance APIs including card issuing and payment APIs to automate global fiat payouts and enable stablecoin-native finance.

📋 Description

• Design and build backend services for card transaction processing, fraud detection, and/or card program management • Contribute to system architecture and technical decision-making with a focus on performance, fault tolerance, and maintainability • Collaborate with cross-functional stakeholders (Product, Risk, Finance, Compliance) to deliver robust, compliant financial systems • Write clean, observable, and well-tested code in a service-oriented architecture • Participate in code reviews, incident response, and ongoing reliability improvements • Help evolve our engineering practices, tools, and system designs as we scale

🎯 Requirements

• 6+ years of software engineering experience, ideally in fintech, infrastructure, or platform teams • Experience building backend systems in a typed language (e.g., TypeScript, Java, Go, etc.) • Solid grasp of distributed systems concepts: async processing, retries, observability, eventual consistency • Strong judgment in balancing correctness, performance, and maintainability • Ability to collaborate in cross-functional teams and communicate technical tradeoffs effectively • Comfortable working in a fast-paced, evolving product environment

🏖️ Benefits

• High-ownership, high-impact role at the frontier of stablecoin-powered finance • Work directly with strategic partners and shape how Reap expands its financial ecosystem • Operate with significant autonomy as Reap's technical owner of a key partnership • Join a high-caliber team across engineering, product, and operations • Insurance coverage after probation • Reap Card stipend • Use of AI tools at work — and the space to learn, experiment, and grow with them • A culture of innovation, inclusion, and continuous learning