Fractional CFO

Job not on LinkedIn

🔥 19 hours ago

🇿🇦 South Africa – Remote

⏳ Contract/Temporary

🟡 Mid-level

🟠 Senior

💸 Financial Planning and Analysis (FP&A)

👻 Ghost score 25%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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RecruitMyMom

WebsiteLinkedInAll Job Openings

11 - 50 employees

Founded 2012

💼 Consulting

📦 Logistics

📣 Marketing

Consulting • Logistics • Marketing

RecruitMyMom is a specialist talent agency in South Africa focused on empowering women by providing access to skilled job opportunities. With a commitment to diversity and flexibility, the agency connects professional mothers and independent contractors with employers seeking reliable talent for both full-time and part-time positions across various industries. They offer services including background checks, psychometric testing, and access to a wide range of professions, from virtual assistants to fractional executives.

📋 Description

• Review and stress-test new or updated financial models, budgets, forecasts, and business cases before submission to prospective partners or management • Check and correct model logic, formulas, and underlying assumptions, including growth rates, cost escalation, margins, and tax treatment • Conduct best-, base-, and worst-case scenario and sensitivity testing for material decisions such as contract terms, capital purchases, or pricing changes • Provide written or verbal opinions detailing risk areas, recommended fixes, and elements to challenge before models are finalised • Perform monthly diagnostics on balance sheets, income statements, and cash flow to monitor liquidity, solvency, working capital, and profitability trends • Track current ratio, gross margin, debtor days, debt-to-equity, and interest cover against prior periods to identify early red flags • Identify costs to renegotiate or cut, evaluate pricing strategies to improve margins, and optimise working capital collection cycles • Advise on capital allocation, debt-versus-equity funding, facility consolidation, and contract payment terms to optimise tax efficiency and lower interest costs • Review, edit, and finalise bi-annual funder reports covering claims book performance, arrears, book quality, and required credit calculations including NROC • Reconcile reported metrics against internal tracking systems and flag potential covenant risks early • Oversee compliance and identify gaps across CIPC requirements, SARS corporate/provisional tax, VAT, PAYE/UIF/SDL, IFRS for SMEs/full IFRS, B-BBEE, POPIA, COIDA, and relevant statutory obligations • Conduct an initial assessment of the business’s regulatory footprint within the first weeks of engagement • Provide expert financial oversight, model review, and strategic structuring advice to company directors and the internal finance contact on an ad-hoc, project-commissioned basis

🎯 Requirements

• A recognised professional accounting qualification (CA(SA) preferred, or ACCA / CIMA) • Prior experience as a CFO, Financial Manager, or Financial Consultant to SMEs, ideally working in a fractional, portfolio, or part-time capacity • Proven experience in preparing or reviewing funder and covenant reporting for loan or debtor books, including arrears, book performance, charge-off, and recovery metrics • Strong regulatory fluency in South African tax (SARS) and Companies Act/CIPC requirements • Ability to work autonomously on an ad-hoc, project-based model • Excellent communication skills with the ability to translate technical financial details into plain language and clearly articulate risks • Experience or familiarity with FSCA/FAIS, FICA, and the Debt Collectors Act • Sage • Microsoft Excel

🏖️ Benefits

• Part-time • Independent contractor