Associate Attorney (Mid-level) – Financial Products

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🕒 March 14

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Riachuelo

WebsiteLinkedInAll Job Openings

10,000+ employees

Founded 1947

🛒 Retail

👗 Fashion

🛍️ eCommerce

Retail • Fashion • eCommerce

Riachuelo is a prominent retail company specializing in a wide range of fashion apparel, footwear, accessories, and home goods. With an extensive selection for men, women, and children, Riachuelo offers everything from casual wear to formal attire, including seasonal collections. Additionally, they are known for their commitment to sustainability and customer engagement through various programs and promotions.

📋 Description

• Map, interpret, and analyze the legislation applicable to new and existing financial products, including payroll-deductible loans (crédito consignado), personal loans, cards, digital wallets, and insurance. • Identify regulatory risks and prepare recommendations for mitigation. • Draft, review, and negotiate contracts for financial products, as well as documents related to new features developed with the Product team. • Review and draft terms, internal policies, and other documents connected to Midway’s products. • Review campaigns, marketing materials, and customer communications, ensuring compliance with the Brazilian Consumer Protection Code (CDC), Central Bank of Brazil (BCB), SUSEP, Senacon, and other regulators. • Adjust messages and disclaimers to ensure clarity and mitigate reputational and regulatory risks. • Work in an integrated manner with Civil and Consumer Litigation teams to ensure legal and regulatory alignment of internal guidelines. • Support the Ombudsman’s office in analyzing and responding to sensitive inquiries from external bodies (BCB, Procon, Senacon, Consumidor.gov) with technically substantiated positions. • Provide legal support in responding to Preparatory Procedures, • Civil inquiries, recommendations, notices, and Terms of Conduct Adjustment (TACs) conducted by the Public Prosecutor’s Office. • Prepare statements, reports, and technical clarifications to ensure institutional defense. • Attend diligences and meetings with prosecutors, contributing regulatory, consumer law, and financial product analyses. • Assess risks arising from investigations and propose action plans aligned with internal areas. • Participate in multidisciplinary discussions involving technology, products, risk, and compliance. • Assist in drafting internal guidelines and legal opinions on sensitive or strategic topics.

🎯 Requirements

• Law degree, graduated at least 4 years ago. • Active registration with the Brazilian Bar Association (OAB). • Prior experience in the legal department of a financial institution, in the finance arm of a major retailer with fintech products, or in a law firm focused on financial products. • Experience with regulatory and supervisory bodies (BCB, SUSEP, Procon, Senacon). • Experience interfacing with the Public Prosecutor’s Office, including drafting responses and conducting negotiations. • Advanced ability to analyze and interpret complex legislation and regulations. • Expertise in Banking Law, Regulatory Law, Consumer Law, LGPD (Brazilian Data Protection Law), and Contracts. • Familiarity with BACEN/CMN regulations and the regulation of payment methods and credit. • Ability to interpret regulations and draft complex contracts.

🏖️ Benefits

• Medical insurance • Dental insurance • Meal or food allowance • Telemedicine • Gympass • Partnership/benefits with Sesc • Home office allowance • Profit-sharing (PLR) • Private pension plan • Group life insurance • Pharmacy partnership/discounts • Educational partnerships • Online learning platform • Discounts at Riachuelo