Data Science, Credit Risk

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🕒 April 13

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Logo of SALMON ROBOTICS LIMITED

SALMON ROBOTICS LIMITED

11 - 50 employees

💳 Fintech

🏦 Banking

👥 B2C

Fintech • Banking • B2C

SALMON ROBOTICS LIMITED is a financial technology company building digital banking and consumer finance services in the Philippines under the Salmon Group and Salmon Bank brands. Backed by experienced finance and tech leaders and international investors, it operates a licensed rural bank, offers deposit products, consumer lending, payment and QR solutions, and deploys AI and data analytics to improve security, customer experience, and inclusivity. The company emphasizes customer care, intuitive product design, partnerships with retailers and payment networks, and 24x365 dependable service to expand access to modern financial services for millions of Filipinos.

📋 Description

• Own the full modeling cycle — from exploring raw data to preparing production-ready specs • Use metrics like AUC, KS, bad rate, and stability index to validate model quality • Track how models perform after launch and know when it’s time to retrain or adapt • Evaluate value through NPV, backtesting, and real-world portfolio performance • Translate insights into decisions — you’ll help evolve our credit strategy, not just build models • Contribute ideas that change how we approve, price, and manage credit — our internal tools are flexible and data-driven • Work closely with product and data to align every model with real business goals • Step in beyond your scope when needed — we value ownership over rigid roles • Every task is evaluated through the lens of business value — no "models for the drawer" here

🎯 Requirements

• 2+ years of hands-on experience in data analytics or data science • Deep knowledge of statistics, probability, and machine learning algorithms • Proficiency in Python (pandas, scikit-learn) and SQL for data exploration and modeling • Experience working specifically with credit scoring models — building or validating models for application or behavioral risk • Hands-on experience with the full model lifecycle: from data analysis and feature design to deployment and post-production monitoring • Ability to translate modeling logic into implementation-ready specs • Prior work with credit products is a strong plus, especially in fintech • Experience assessing business impact of models (e.g. NPV, backtesting) is a plus • Exposure to cross-functional collaboration (e.g. with product or engineering teams) is a plus • Willingness to relocate to our Manila HQ is a strong advantage

🏖️ Benefits

• Willingness to relocate to our Manila HQ is a strong advantage

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