Senior Credit and Market Analyst

Job not on LinkedIn

🕒 June 26

🏢🏡 Porto Alegre – Hybrid

⏰ Full Time

🟠 Senior

🧐 Analyst

🗣️🇧🇷🇵🇹 Portuguese Required

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Logo of Sicredi

Sicredi

WebsiteLinkedIn

10,000+ employees

🏦 Banking

💸 Finance

Banking • Finance • Cooperative

Sicredi is a cooperative financial institution based in Brazil that offers a wide range of financial services, including personal and business banking, investments, insurance, and credit solutions. With over 9 million members, Sicredi emphasizes community development by reinvesting resources locally and providing personalized services to its clients. The institution operates more than 2,800 branches nationwide, focusing on a humanized approach to finance and supporting the agribusiness sector alongside individuals and businesses.

📋 Description

• Perform credit analyses and issue technical opinions to support credit-granting decisions at the cooperatives; • Stay up to date on procedures and legislation related to credit analysis and credit granting; • Stay current with credit policies and maintain a critical perspective to propose improvements; • Understand the business; • Respond to and support cooperatives' requests; • Provide support and work collaboratively in a team.

🎯 Requirements

• Degree in Business Administration and/or Accounting; • Experience in credit analysis for agribusiness, corporate clients (large companies), and individuals, with essential knowledge of the agribusiness sector; • Knowledge of credit legislation and credit processes; • Knowledge of financial products; • Knowledge of financial statement analysis and cash flow; • Knowledge of market analysis; • Communication skills and ability to present ideas; • Proactive profile and ease working in teams.

🏖️ Benefits

• Fixed 14th and 15th salaries; • Profit-sharing (depending on seniority); • Health and dental plans with no co-pay; • Well-being programs through Wellhub (formerly Gympass), including nutrition, psychology, occupational health, massage, running groups, and local gym access; • Meal and food allowance with flexible percentage allocation between meal and food cards (VA/VR), no co-pay; • Extended maternity and paternity leave; • Childcare or nanny allowance for children up to 6 years and 11 months; • Support allowance for children with disabilities, with no age limit; • Life insurance; • Private pension plan up to 8% of salary; • Training platform – Sicredi Aprende, offering a variety of courses; • 40-hour workweek — using a time bank system; • Remote work allowance (except for positions requiring 100% on-site presence).

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