tbi bank
Banking • Finance • Fintech
tbi bank is a modern banking institution offering a range of financial services including personal and business loans, savings accounts, and mobile banking through its app. Clients can enjoy benefits like low fees, easy access to credit, and seamless integration for merchants. The bank focuses on providing user-friendly experiences and has developed tools for easy financial management, such as a shopping limit and various payment options.
Credit Risk Manager – Retail Banking
Job not on LinkedIn
November 19
tbi bank
Banking • Finance • Fintech
tbi bank is a modern banking institution offering a range of financial services including personal and business loans, savings accounts, and mobile banking through its app. Clients can enjoy benefits like low fees, easy access to credit, and seamless integration for merchants. The bank focuses on providing user-friendly experiences and has developed tools for easy financial management, such as a shopping limit and various payment options.
📋 Description
• Lead the implementation of our Credit Risk strategy for credit cards, ensuring sustainable portfolio growth • Optimize risk management processes, credit flows, and user experience (UX) to balance customer satisfaction with sound risk practices • Continuously enhance credit acceptance criteria, limit management, and anti-fraud measures • Monitor and analyze key risk KPIs, ensuring effective risk control and early issue detection • Collaborate cross-functionally with teams across analytics, operations, and product to ensure data accuracy and strong decision support • Present insights and recommendations to senior leadership, influencing business direction through your analytical expertise
🎯 Requirements
• 3+ years of proven experience in Retail Credit Risk management • A degree in Economics, Mathematics, or Statistics • Strong knowledge of Retail Risk frameworks and proven experience implementing risk mitigation strategies • Confidence in monitoring and interpreting key risk indicators to support business goals • Excellent communication and stakeholder management skills • Proficiency in MS Office and SQL (knowledge of other analytical tools is a plus) • Fluency in English, both written and spoken • A self-starter attitude with the ability to thrive in a collaborative, fast-moving environment
🏖️ Benefits
• Seize the opportunity to grow your career • Engage in exciting and meaningful work • Get recognition for your work and attitude • Become part of a large, friendly and supportive team with 16+ nationalities • Get additional private health insurance • Receive special prices for multisport card and multiple retailers • Obtain preferential prices for our banking products • Enjoy a great location in Sofia’s city centre near National Palace of Culture and South Park • Bring your furry bestie: Let's make work pawsome
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