Mortgage Loan Officer

🔥 19 minutes ago

🏖️ New Jersey – Remote

🏖️ New Jersey – Remote

💵 $15 / hour

⏰ Full Time

🟢 Junior

🟡 Mid-level

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TD

WebsiteLinkedInAll Job Openings

10,000+ employees

Founded 1855

🏦 Banking

💸 Finance

💰 Grant on 2023-10

Banking • Finance • Insurance

TD is one of North America's biggest banks offering a wide range of banking services including personal and business banking, insurance, wealth management, and securities. TD is committed to sustainability, diversity, equity, and inclusion, ensuring a supportive and inclusive workplace where employees are empowered to grow. The bank provides various roles and career opportunities across different regions with a focus on community impact and professional development. TD's culture is defined by care and respect, aimed at benefiting their business performance, customers, and communities.

📋 Description

• Sells and originates residential mortgage loans to sales goals • Takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans • Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources • Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs • Guides Customers through the mortgage application process • Explains information required and other aspects of the loan process to Customers • Ensures applications are completed accurately and contain required information and supporting documentation • Manages Customers expectations regarding processing times and closing dates • Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines • Communicates loan decisions directly to Customers and explains any additional information needed

🎯 Requirements

• Bachelor's degree or progressive work experience in addition to experience below • 2+ Years of mortgage origination experience • Proven Sales ability • Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines • Maintains the highest level of sales ability and negotiation skills • Self-directed, ability to plan own activities to achieve sales goals • Strong time management skills • Excellent communication skills, both verbal and written • PC skills, including ability to learn mortgage origination and automated underwriting systems

🏖️ Benefits

• Health insurance • Retirement plans • Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO) • Banking benefits and discounts • Career development • Reward and recognition