TD
Banking • Finance • Insurance
TD is one of North America's biggest banks offering a wide range of banking services including personal and business banking, insurance, wealth management, and securities. TD is committed to sustainability, diversity, equity, and inclusion, ensuring a supportive and inclusive workplace where employees are empowered to grow. The bank provides various roles and career opportunities across different regions with a focus on community impact and professional development. TD's culture is defined by care and respect, aimed at benefiting their business performance, customers, and communities.
Risk Manager II – Real Estate Secured Lending
November 20
TD
Banking • Finance • Insurance
TD is one of North America's biggest banks offering a wide range of banking services including personal and business banking, insurance, wealth management, and securities. TD is committed to sustainability, diversity, equity, and inclusion, ensuring a supportive and inclusive workplace where employees are empowered to grow. The bank provides various roles and career opportunities across different regions with a focus on community impact and professional development. TD's culture is defined by care and respect, aimed at benefiting their business performance, customers, and communities.
📋 Description
• Manage the creation, implementation and validation of various risk segmentation strategies including, but not limited to: adjudication, exposure management, risk segmentation, and financial return optimization. • Provide critical information, interpretative, and detailed analysis, and deploy critical credit risk rational strategies that ensure the decisions are made within the TD risk appetite and adhere to all governmental requirements and guidelines. • Investigate, create, implement and validate various risk segmentation strategies and policies using complex data including cohort time series analysis of PCL, Marketing Investments, Decision Expense, Risk Adjusted Revenue, Risk Adjusted Margin, NPV, ROE, etc. with limited guidance from the manager. • Provide oversight, commentary, and recommendations based on overall strategy and industry standard methodologies.
🎯 Requirements
• Bachelor's degree required; Graduate degree preferred or progressive work experience in addition to experience below • 10+ years' experience required • Proficient PC skills in MS Office and a variety of PC-based analytical and reporting software packages • Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS • Working knowledge of SAS Enterprise Miner, FICO Model Builder or Angoss Knowledge Seeker • Strong analytical and problem solving skills are required to interpret data and draw conclusions • Flexibility to adapt to rapidly changing requirements • Extremely strong attention to detail with ability to manage a range of tasks and prioritize • Proven ability to develop and maintain productive business/peer relationships • Superb written and verbal communication skills • Experienced in developing and presenting recommendations to Senior Management
🏖️ Benefits
• Health and well-being benefits • Savings and retirement programs • Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO) • Banking benefits and discounts • Career development • Reward and recognition
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