Senior Product Designer

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Tern

WebsiteLinkedInAll Job Openings

11 - 50 employees

💳 Fintech

🤝 B2B

💸 Finance

Fintech • B2B • Finance

Tern is a company focused on providing flexible cards and accessible fintech tools designed to increase revenue and streamline processes for businesses and enterprises. They offer a variety of embedded banking solutions such as virtual and physical prepaid cards, bank transfers, cross-border transactions, and compliance support. Tern's platform is equipped with low code/no code solutions, APIs, and intelligent data analytics, making it user-friendly and efficient for companies looking to quickly launch financial products. With a goal to democratize fintech services, Tern aims to make these tools available to a broad audience, breaking down barriers and fostering innovation in the financial technology space.

📋 Description

• Own browse, quote, and book end-to-end as we expand into new supplier categories, including lodging and cruise • Diagnose why advisors aren't adopting today's integrations and fix the UX issues holding them back, so more booking volume flows through Tern • Design how supplier discovery and quoting work inside Tern's agentic AI by establishing the patterns for browsing and quoting via Chat • Talk to advisors regularly and bring their real workflows (and their reasons for sticking with supplier portals) into the product • Partner tightly with the integrations PM and engineers to scope what's technically possible against partner APIs, and sequence toward shippable versions • Help shape how design works at Tern as the team scales: critique, systems, rituals, and future hires

🎯 Requirements

• 0→1 product design on complex surfaces: You've shipped meaningful product end-to-end in a startup or fast-moving environment, including new products from scratch, not just iterations on mature flows • Designs around real constraints: You navigate UX, technical, and business tradeoffs, and you can design a great experience inside the limits of legacy UX and third-party APIs. You know when to push for the ideal and when to ship to learn. • Strong product instincts + velocity: You move quickly and pragmatically, juggling multiple projects at different stages, and you ship value without waiting for perfect inputs • Thrives in ambiguity and owns outcomes: You take initiative, seek clarity, and bring users' voices into the work yourself • Energized by AI-enabled workflows: You’re constantly pushing the depth and breadth of your impact by experimenting with and adopting new tooling in your design process • Bonus points: Experience designing integrations, marketplace, or booking/quoting tools • Bonus points: Experience in travel tech, or another domain with messy third-party data and supplier/partner APIs • Bonus points: Hands-on curiosity about how LLMs and agentic AI change product experiences

🏖️ Benefits

• Competitive salary • Equity offers