Head of Credit

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🔥 5 minutes ago

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Logo of Tilt (formerly Empower)

Tilt (formerly Empower)

201 - 500 employees

💳 Fintech

👥 B2C

💸 Finance

Fintech • B2C • Finance

Tilt is a financial technology company that provides cash advance, lines of credit, and credit card services aimed at empowering customers financially. With an emphasis on accessibility, Tilt offers flexible repayment plans and eligibility irrespective of a customer's credit history, enabling individuals to qualify based on their real-time financial habits. The platform is user-friendly, boasting positive customer experiences and a high rating, making it a convenient option for those seeking to manage their finances and build credit effectively.

📋 Description

• Own Credit Strategy for Brazil: Develop and continuously refine credit policies for Tilt's Brazilian business, driving analysis to uncover novel insights that move our business forward. • Collaborate on Data Science: Partner closely with the Data Science team to influence and deploy models that solve meaningful business outcomes. • Build Scalable Infrastructure: Develop frameworks, infrastructure, and controls to manage credit programs with high quality and resiliency. • Drive Growth with Leadership: Work with Brazil and Tilt's leadership teams to build strategy and growth plans while managing financial outcomes. • Share Cross-Market Learnings: Partner with international credit and data science teams in the Philippines, Mexico, India, and the US to identify transferable strategies and help implement them. • Cross-Functional Partnership: Collaborate with product, engineering, marketing, and finance leaders to ensure the team's work fits within the larger company picture. • Grow the Team: Hire talented analysts and team members to staff new projects as the Brazilian business scales.

🎯 Requirements

• Bachelor's degree in Engineering, Business, Finance, Computer Science, or Mathematics — a quantitative background is a strong plus. • 6+ years of industry experience in data analytics and credit risk management, ideally with experience in the Brazilian market. • Proven experience leading and developing a team of analysts. • Exceptionally strong problem-solving and communication skills — able to get deep in the weeds and present clearly to an executive audience. • Eagerness to learn new tools and analytical methods, staying current with innovative trends and emerging products in the industry. • Preference for candidates based in São Paulo.

🏖️ Benefits

• Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement. • Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity. • Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards. • Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly. • Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.) • Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.

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