Staff Data Scientist

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Tilt (formerly Empower)

WebsiteLinkedInAll Job Openings

201 - 500 employees

💳 Fintech

👥 B2C

💸 Finance

Fintech • B2C • Finance

Tilt is a financial technology company that provides cash advance, lines of credit, and credit card services aimed at empowering customers financially. With an emphasis on accessibility, Tilt offers flexible repayment plans and eligibility irrespective of a customer's credit history, enabling individuals to qualify based on their real-time financial habits. The platform is user-friendly, boasting positive customer experiences and a high rating, making it a convenient option for those seeking to manage their finances and build credit effectively.

📋 Description

• Join the Tilt team • Help expand Tilt’s credit modeling and risk analytics capability for our Philippines-based business, Cashalo. • Build and refine underwriting models as well as other models, working at the intersection of credit, data science, and leadership. • Collaborate with a lean but growing team, applying advanced modeling techniques to predict loss performance, leverage alternative data sources, and build next-generation tools that shape credit access for millions. • Partner directly with cross-functional teams across credit, engineering, and leadership, bringing strong project and stakeholder management skills to a lean, fast-growing team.

🎯 Requirements

• Deep expertise in predictive modeling, ideally within credit risk or actuarial settings. • Strong proficiency in Python, SQL, and ML libraries like scikit-learn, LightGBM, XGBoost. • Familiarity with AI tools such as GitHub Copilot or LLM-based assistants. • Experience building models from scratch. • Strong stakeholder management skills; experience partnering with cross-functional teams to drive outcomes. • Clear communication skills, including the ability to present complex findings to non-technical leadership. • Experience working in high-growth, ambiguous environments with lean teams.

🏖️ Benefits

• Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement. • Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity. • Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards. • Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly. • Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.) • Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.