Community Mortgage Banker

🔥 0 minutes ago

🏰 Missouri – Remote

🏰 Missouri – Remote

💵 $44.8k - $79k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

👫 Community Manager

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

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UMB Bank

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1913

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

UMB Bank is a financial services company that provides a variety of banking solutions for personal, business, and institutional clients. They offer personal banking products such as checking accounts, savings accounts, credit cards, loans, and wealth management services. For businesses, UMB Bank provides cash flow management, lending, credit cards, capital finance, and employee benefit solutions. The company also delivers institutional solutions, including capital markets, fund services, and institutional and fintech banking. UMB Bank focuses on delivering tailored banking services with expertise across various sectors, leveraging their understanding of the financial industry's complexities.

📋 Description

• Represent UMB at community events and business development functions • Promote financial awareness and identify community needs to align with product and services • Establish and maintain referral relationships with community based organizations, internal partners, real estate agents and customers • Recommend product or services based on feedback from the community to enhance current credit offerings • Counsel and pre-qualify potential home buyers on credit and affordability • Facilitate pre-qualification/pre-approval analysis, explain rate, terms, payment amount and mortgage insurance to applicants • Provide necessary information and inform applicants of status with clear communication • Focus efforts to expand home ownership for first time buyers • Provide financial education trainings to serve the needs of the community • Interact with housing agencies and government entities that focus on community lending to stay relevant to serve our community needs • Structure and originate first mortgage loans and gather supporting documentation to meet federal, state and company regulations and policy and procedures • Promote bank wide products and programs that focus on the communities UMB serves

🎯 Requirements

• High school diploma or equivalence • 3-5 plus years mortgage and banking experience • Any combination of education and experience which provides an equivalent background • Effective business communication skills, both verbal & written • Established time management and organizational skills • Ability to work independently, with strong initiative and reliability • Thorough knowledge of FHA, VA, CONV guidelines and real estate market in local area • Maintained current registration with the National Mortgage Licensing System Registry • Ability to obtain the required S.A.F.E registration at time of employment • Ability to travel and work outside of the office regularly

🏖️ Benefits

• Paid Time Off • 401(k) matching program • Annual incentive pay • Paid holidays • A comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage • Health savings, flexible spending, and dependent care accounts • Adoption assistance • An employee assistance program • Fitness reimbursement • Tuition reimbursement • An associate wellbeing program • An associate emergency fund • Various associate banking benefits