Senior Software Engineer

🕒 July 19, 2025

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Updraft

WebsiteLinkedInAll Job Openings

11 - 50 employees

💳 Fintech

💸 Finance

👥 B2C

💰 Debt Financing on 2022-12

Fintech • Finance • B2C

Updraft is a financial technology company registered as Fairscore Ltd in England, specializing in helping individuals manage and reduce their debts more effectively. By analyzing users' bank and credit profiles, Updraft provides personalized recommendations and offers credit products to help lower the cost of credit cards and overdrafts. The company offers a mobile application available on both iOS and Android platforms, allowing users to connect their bank accounts, access free credit scores, and customize their loan options to meet their financial goals. Updraft is authorized and regulated by the Financial Conduct Authority, working in collaboration with TrueLayer to provide regulated Account Information Services. With a 4. 7-star rating on TrustPilot, Updraft is committed to assisting users in consolidating debt and reaching life goals faster through a streamlined and user-friendly interface.

📋 Description

• Updraft. Helping you make changes that pay off. • Updraft is an award winning, FCA-authorised, high-growth fintech based in London. Our vision is to revolutionise the way people spend and think about money, by automating the day to day decisions involved in managing money and mainstream borrowings like credit cards, overdrafts and other loans. • A 360 degree spending view across all your financial accounts (using Open banking) • A free credit report with tips and guidance to help improve your credit score • Native AI led personalised financial planning to help users manage money, pay off their debts and improve their credit scores. • Intelligent lending products to help reduce cost of credit • We have built scale and are getting well recognised in the UK fintech ecosystem. • 800k+ users of the mobile app that has helped users swap c £500 m of costly credit-card debt for smarter credit, putting hundreds of thousands on a path to better financial health • The product is highly rated by our customers. We are rated 4.8 on Trustpilot, 4.8 on the Play Store, and 4.4 on the iOS Store. • We are selected for Technation Future Fifty 2025 – a program that recognizes and supports successful and innovative scaleups to IPOs - 30% of UK unicorns have come out of this program. • Updraft once again featured on the Sifted 100 UK startups - among only 25 companies to have made the list over both years 2024 and 2025. • We are looking for exceptional talent to join us on our next stage of growth with a compelling proposition - purpose you can feel, impact you can measure, and ownership you’ll actually hold. • Expect a hybrid, Bengaluru-hub culture where cross-functional squads tackle real-world problems with cutting-edge tech; generous learning budgets and wellness benefits; and the freedom to experiment, ship, and see your work reflected in customers’ financial freedom. • At Updraft, you’ll help build a fairer credit system.

🎯 Requirements

• 4–5 years of backend development experience building secure, efficient Python applications, ideally using Django or Flask. • Strong cloud expertise, particularly with AWS or Google Cloud, and hands-on experience with Git, Docker, MySQL or Postgres, and server-side tooling. • Experience designing and scaling backend services from scratch, with solid understanding of microservices architecture and distributed systems. • Commercial experience in high-scale startups, with at least 3 years working on backend systems and 2+ years with Python. • Comfortable with integrating third-party APIs (e.g., Modulr, Truelayer, Checkout.com) to build lending, collections, and payment systems. • Proven ability to build internal tools that automate operations and save engineering hours. • Collaborative mindset, working closely with data, product, and front-end teams to deliver impactful features. • Strong awareness of security practices including best practices around performance, maintainability, and data integrity.

🏖️ Benefits

• As an early stage employee in a fast moving startup you have the opportunity to shape the structure of the organisation, team and technical architecture. • Share options in a potentially high value business with an amazing platform in place • Being one of our first 10 employees within the India team and engaging in a key leadership position, you will help shape the future and culture of this company for the long term. • Mentorship & support from an experienced executive team • A great employee benefits package including Medical insurance and EPF