Senior Data Scientist

April 15

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Upstart

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Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As we transitioned to being a public company, we’re now poised to leverage our domain expertise and revolutionize every aspect of lending and credit risk evaluation. We’ve recently expanded our offerings to include automobile refinancing and we plan to take on more verticals as the business grows.

1001 - 5000 employees

📋 Description

• About Upstart: Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. • The Team: Our mission is to expand access to credit using advanced machine learning models that better evaluate true risk. • As a Data Scientist, you'll leverage technical and business acumen to become an expert in our models and how the models interact with the business. • Identify potential problems or opportunities for improvement, communicate these issues to the team, stakeholders and suggest solutions. • This involves self-directed investigation into our business and its data, designing and preparing regular reports, and conducting ad hoc analyses for the Machine Learning team, company leadership, and external business partners. • Collaborating with ML scientists, engineers, product managers, and growth marketers, your work will drive data-informed decisions and measurable business impact. • How you’ll make an impact: Build and refine metrics for model performance and help understand uncertainty around model performance. • Conduct in-depth data analyses to uncover growth opportunities and inform pricing strategy. • Collaborate with engineers and analysts to build scalable data pipelines that enable efficient data access. • Partner with cross-functional teams to align on priorities and drive measurable business impact. • Develop dashboards and reporting tools to monitor key metrics and track performance.

🎯 Requirements

• Advanced degree in Statistics, Mathematics, Economics, Finance, or a related quantitative field. • 2+ years of experience in data science, analytics, or related fields. • Strong understanding of statistical, probability, and machine learning theory. • Strong proficiency in SQL for querying and analyzing large datasets. • Experience with Python and data analysis libraries. • Proven ability to translate complex data insights into business impact and strategic recommendations.

🏖️ Benefits

• Competitive Compensation (base + bonus & equity) • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart • 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings • Employee Stock Purchase Plan (ESPP) • Life and disability insurance • Generous holiday, vacation, sick and safety leave • Supportive parental, family care, and military leave programs • Annual wellness, technology & ergonomic reimbursement programs • Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering • Catered lunches + snacks & drinks when working in offices