Software Engineer, Core Pricing

July 30

🏄 California – Remote

Although this job is listed in California, this company may be open to hiring remote in other states.

🏈 Ohio – Remote

Although this job is listed in Ohio, this company may be open to hiring remote in other states.

+1 more states

🏄 California – Remote 🏈 Ohio – Remote 🤠 Texas – Remote

💵 $142k - $196.6k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

🧑‍💻 Full-stack Engineer

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Upstart

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Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As we transitioned to being a public company, we’re now poised to leverage our domain expertise and revolutionize every aspect of lending and credit risk evaluation. We’ve recently expanded our offerings to include automobile refinancing and we plan to take on more verticals as the business grows.

1001 - 5000 employees

📋 Description

• Work closely with cross-functional teams to understand business goals and translate them into technical requirements. • Develop robust, high-performance services that enable real-time pricing decisions. • Optimize and refactor code for scalability and efficiency, ensuring low-latency responses in our pricing engines. • Maintain and evolve our API infrastructure to support the growing volume of products and integrations. • Ensure the quality and reliability of pricing models by writing unit and integration tests, participating in code reviews, and monitoring production systems.

🎯 Requirements

• Minimum requirements: • 3+ years of professional software development experience building scalable public or consumer-facing web and/or mobile products displaying a passion for user-experience, and a product-first mindset. • High level of proficiency coding in production with Python, Kotlin, or Go or languages with similar syntax. • Exhibits a growth mindset - you’re not afraid to pick up new technologies that are best for the task, and learn from others. • Experience with building scalable APIs and microservices in a cloud-based environment (e.g., AWS, GCP).Familiarity with data modeling, pricing algorithms, or fintech products is a plus. • Ability to work in a collaborative, agile environment and manage competing priorities. • Strong problem-solving skills with an emphasis on scalability and performance. • Excellent communication skills, able to explain complex technical topics to non-technical stakeholders. • Proven ability to influence technical and non-technical stakeholders, overcoming objections by presenting evidence through data. • Proven success independently leading small engineering teams on complex, multi-month initiatives meeting challenging but realistic deadline. • Exhibits a bias for action and comfortability persevering through ambiguity - you regularly practice critical thinking and love to solve difficult problems. • Exhibits a passion for mentorship and coaching junior-mid level Engineers. • Preferred qualifications: • Background in finance / fintech, financial mathematics, statistics, or machine learning. • History of thriving in a variety of work environments: both collaborative and self-directed; remote and in-person. • Well versed with microservices, distributed systems, and cloud-native development (AWS or GCP preferred). • Knowledge of, or hands-on experience utilizing advanced CI/CD technologies with a focus on infrastructure/everything as code. • Contributes to the open-source community, educates others on software development best practices, or spends time outside of work staying up with the latest trends in modern SDLC. • You are the Subject Matter Expert or go-to for an important domain on your current or previous team, and love to teach others about it.

🏖️ Benefits

• Competitive Compensation (base + bonus & equity) • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart • 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings • Employee Stock Purchase Plan (ESPP) • Life and disability insurance • Generous holiday, vacation, sick and safety leave • Supportive parental, family care, and military leave programs • Annual wellness, technology & ergonomic reimbursement programs • Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering • Catered lunches + snacks & drinks when working in offices