Staff Product Engineer – Payments

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🔥 5 hours ago

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Vitable Health

WebsiteLinkedInAll Job Openings

51 - 200 employees

Founded 2020

🏥 Healthcare

⚕️ Healthcare Insurance

🤝 B2B

Healthcare • Healthcare Insurance • B2B

Vitable Health is a health benefits platform that centers primary care within employer-sponsored and individual benefit solutions. The company offers direct primary care memberships with virtual visits, free prescriptions, labs, mental health support, a GLP-1 weight-loss medication program, and premium lab panels. Vitable also provides ACA-compliant products and administration (MEC plans, ACA Autopilot) plus flexible health reimbursement arrangements such as ICHRA and QSEHRA, and serves employers, brokers, and members seeking more accessible, affordable care.

📋 Description

• Own mission-critical systems: Design, build, and operate reliable backend systems that support money movement, benefit spending, account verification, transaction processing, reconciliation, and related workflows. • Lead ambiguous projects end-to-end: Take large, complex problems from discovery and technical design through implementation, release, monitoring, and iteration. • Drive product and business impact: Partner with product, operations, finance, and business teams to understand user needs, business goals, and operational constraints. • Shape technical direction: Make architectural decisions that balance speed, reliability, security, compliance, maintainability, and user experience. • Build reliable financial infrastructure: Develop systems with strong guarantees around correctness, idempotency, auditability, observability, and failure recovery. • Contribute across the stack: While the role is backend-focused, contribute to frontend experiences when needed to deliver complete product outcomes. • Raise the engineering bar: Write clean, maintainable code; participate in thoughtful code reviews; mentor other engineers; and champion engineering best practices. • Operate with urgency and ownership: Move quickly while maintaining high standards for quality, security, and reliability.

🎯 Requirements

• 5+ years of professional software engineering experience. • 2+ years of experience in fintech, payments, banking, benefits administration, or another domain involving financial transactions or regulated workflows. • Experience building, maintaining, and operating production systems where reliability, correctness, and observability are critical. • Proven ability to independently deliver complex projects with measurable business or customer impact. • Strong problem-solving skills, attention to detail, and ownership mindset. • Experience working cross-functionally with product, operations, finance, compliance, or business stakeholders. • Startup or high-growth company experience is a plus. • Strong proficiency in Python. • Strong understanding of backend system design, software architecture, APIs, data modeling, and distributed systems fundamentals. • Experience with payment processing concepts such as transactions, ledgers, reconciliation, KYB/KYC, account verification, ACH/card payments, or payment operations. • Experience designing resilient systems with robust monitoring, alerting, logging, and incident response practices. • Strong SQL skills and experience with relational databases, preferably PostgreSQL. • Comfortable using AI coding tools and agents to accelerate development while maintaining strong technical judgment and ownership of decisions.

🏖️ Benefits

• 100% Silver Plan medical coverage — plus dental and vision • Vitable Primary Care membership — the same care we give our members, yours too • 401(k) and life insurance • Unlimited PTO — and we actually mean it • Remote-first — work from wherever you do your best thinking • MacBook and home office setup stipend — the gear you need to do great work • Competitive equity — you're building something real, you should own a piece of it