Senior Director, Data Science – Debit Routing

Job not on LinkedIn

October 31

🏈 Ohio – Remote

Although this job is listed in Ohio, this company may be open to hiring remote in other states.

🍂 Massachusetts – Remote

Although this job is listed in Massachusetts, this company may be open to hiring remote in other states.

💵 $177.1k - $297.5k / year

⏰ Full Time

🟠 Senior

📊 Data Scientist

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Worldpay

WebsiteLinkedInAll Job Openings

Fintech • B2B • B2C

Worldpay is a global leader in payment processing solutions, powering transactions across the globe and driving economic opportunities. With a presence in over 25 countries and 18 key office hubs, Worldpay provides innovative digital payment products and solutions that simplify complex transactions and add value. The company is committed to a collaborative and inclusive culture, focusing on customer experience, technology development, and strategic growth. Worldpay's diverse teams, including product and technology, commercial and sales, and customer experience, work synergistically to transform the payment industry, emphasizing flexibility, initiative, and collective success.

5001 - 10000 employees

Founded 1989

💳 Fintech

🤝 B2B

👥 B2C

📋 Description

• Own the data science roadmap for dynamic routing and interchange optimization across U.S. domestic, cross-border payment flows, and extension of dynamic routing globally. • Build and deploy ML/AI models that inform routing decisions based on issuer behavior, cost structures, geo/location, network rules and eligibility, and approval likelihood. • Develop scalable, low-latency algorithms integrated into real-time payment decisioning engines. • Design and validate experiments to quantify the financial impact of routing and interchange strategies (e.g., A/B tests, multi-armed bandits). • Model complex cost structures (interchange, scheme fees, FX margins) to recommend optimal routing paths for each transaction. • Build, lead, and mentor a multidisciplinary team of ~15 data scientists and data analysts. • Collaborate with Product and Global Network Partnership teams to align optimization strategies with commercial agreements and market coverage.

🎯 Requirements

• Deep experience in payments, fintech, or financial transaction optimization required. • Deep understanding of global regulatory frameworks that impact transaction routing (e.g. U.S. Durbin Amendment) • Excellent understanding of global interchange systems, scheme fee structures, and cross-border routing economics. • Strong applied knowledge of ML/AI, optimization, and decision science techniques. • Proficiency in Python, SQL, and Spark • Advanced degree (PhD or Master’s) in Computer Science, Statistics, Mathematics, Engineering, or related field. • 10 years of experience in data science or analytics, with at least 5 years in a leadership role.

🏖️ Benefits

• Competitive compensation • Exciting career opportunity