
201 - 500 employees
Founded 2013
🏦 Banking
₿ Crypto
🔐 Security
Banking • Crypto • Security
Xapo Bank is a fully licensed bank and Bitcoin custodian, founded in 2013, that offers top-notch security for Bitcoin holdings. It provides its users with the ability to secure their Bitcoin wealth through advanced security features, including decentralized multi-party computation technology and a global network of guarded bunkers. Xapo Bank also offers banking services, combining fiat and cryptocurrency transactions with the ability to earn interest on Bitcoin and USD deposits. With personalized banking services and access to global financial markets, Xapo Bank positions itself as a premier choice for managing Bitcoin-centric wealth and financial growth. Members can enjoy seamless transactions, a dedicated account manager, and the use of the Xapo Bank card for global spending without foreign exchange fees, while benefiting from Gibraltar's deposit protection for fiat deposits.
🕒 April 13
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201 - 500 employees
Founded 2013
🏦 Banking
₿ Crypto
🔐 Security
Banking • Crypto • Security
Xapo Bank is a fully licensed bank and Bitcoin custodian, founded in 2013, that offers top-notch security for Bitcoin holdings. It provides its users with the ability to secure their Bitcoin wealth through advanced security features, including decentralized multi-party computation technology and a global network of guarded bunkers. Xapo Bank also offers banking services, combining fiat and cryptocurrency transactions with the ability to earn interest on Bitcoin and USD deposits. With personalized banking services and access to global financial markets, Xapo Bank positions itself as a premier choice for managing Bitcoin-centric wealth and financial growth. Members can enjoy seamless transactions, a dedicated account manager, and the use of the Xapo Bank card for global spending without foreign exchange fees, while benefiting from Gibraltar's deposit protection for fiat deposits.
• You’ll work alongside the Head of Investments to source, assess, structure, and monitor BTC lending opportunities. • You will be involved in structuring investment solutions and assisting with day to day operations in the investment team. • Expect a fast, analytical, and highly collaborative environment with significant exposure to external counterparties. • Counterparty due diligence: gather data, analyze financials, evaluate risk controls, and draft clear approval memos. • Structuring: help design secured/over-collateralized lending structures, covenants, waterfalls, and margin frameworks. • Portfolio & risk monitoring: track exposures, limits, collateral, and early-warning indicators; recommend actions. • Modeling: General structured solutions monitoring, ability to work with modern tooling is a plus. • Counterparty engagement: schedule/lead parts of meetings, coordinate data rooms, follow through on action items. • Investment docs & legals: Contribute to term sheets, IC decks, and performance updates; provide input to loan documentation and interrogate legal terms (security, covenants, remedies, margining) to align risk–reward and ensure protections. • Creativity & research: propose new structures, pricing ideas, and opportunity maximization within risk appetite. • Process hygiene: keep our diligence files, checklists, and dashboards clean, current, and auditable.
• 5–7 years in investment banking / structured lending / credit / treasury / risk / buy-side. Direct structured credit or margin/repo/collateralized lending exposure is strongly preferred. • Bachelor's degree. • Credit judgment: Demonstrated end-to-end counterparty due diligence (financials, liquidity, leverage, concentration, collateral analysis, covenants, early-warning indicators). • Structuring literacy: Familiar with term sheets, security/collateral packages, covenants, margining, and basics of ISDA/CSA, GMRA/GMSLA, or loan agreements; able to translate risk appetite into structure, triggers, and reporting. • Risk tooling: Practical use of stress/scenario analysis, sensitivities, and simple VaR/limit frameworks for decision support (no need to be a quant, but you know the levers and caveats). • Modeling: Experience with modern tooling and ai to get the most out of modeling scenarios. • Documentation & communication: Crisp IC memos, red-lined edits, and concise counterparty comms; able to own meeting notes and action logs without supervision. • Process hygiene: Diligence checklists, data rooms, trackers, and audit-ready foldering; low error rate and fast iteration. • External presence: Comfortable running parts of counterparty meetings, chasing deliverables, and negotiating factual points with professionalism. • Certifications: CFA or FRM , or equivalent professional path in progress. • Mindset: High-ownership, low-ego, reliable under time pressure; creative about finding safe capacity and better economics within risk limits. • Crypto: Interest welcomed; prior crypto experience not required (we’ll train on the domain specifics). • Strong analytical and problem-solving skills, with attention to detail and accuracy. • Excellent written and verbal communication skills, relationship-building expertise within the investment community, and the ability to collaborate effectively with an executive team. • Ability to adapt swiftly to a dynamic and fast-paced environment. • Enthusiastic and driven to achieve high-quality standards.
• Shape the Future: Improve lives through cutting-edge technology, work 100% remotely from anywhere in the world. • Great work-life balance: Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge. • Expect Excellence: Collaborate, learn, and grow with a high-performance team. Learn how you learn best - from books to conferences, you’ll get a yearly budget for your individual learning and development goals.
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