
Fintech • Banking • API
xpate is a payments and e-money platform that provides businesses and fintechs with unified payment and banking-like services. It offers card acquiring, multi-currency accounts with individual IBANs, global card and bank payouts, currency exchange, payment links, and an API and custom hosted payment pages for integration. xpate operates as an FCA-authorised e-money institution and holds licences in the EEA, is a Visa and Mastercard principal member, and targets businesses, regulated industries, and fintechs seeking compliant, API-first payment and banking rails.
October 13
Business Systems Analyst connecting business and tech at a fintech startup in Riga. Focused on requirements gathering, system design, and process optimization within financial services.
SDLC
SQL
Swift