
11 - 50 employees
Founded 2019
💳 Fintech
🏦 Banking
🔌 API
Fintech • Banking • API
xpate is a payments and e-money platform that provides businesses and fintechs with unified payment and banking-like services. It offers card acquiring, multi-currency accounts with individual IBANs, global card and bank payouts, currency exchange, payment links, and an API and custom hosted payment pages for integration. xpate operates as an FCA-authorised e-money institution and holds licences in the EEA, is a Visa and Mastercard principal member, and targets businesses, regulated industries, and fintechs seeking compliant, API-first payment and banking rails.
🕒 September 18
Where this job comes from
Posted on xpate's careers page, not through a job board
First seen by Remote Rocketship September 18
Still open on xpate's site. Checked 1 hour ago.

11 - 50 employees
Founded 2019
💳 Fintech
🏦 Banking
🔌 API
Fintech • Banking • API
xpate is a payments and e-money platform that provides businesses and fintechs with unified payment and banking-like services. It offers card acquiring, multi-currency accounts with individual IBANs, global card and bank payouts, currency exchange, payment links, and an API and custom hosted payment pages for integration. xpate operates as an FCA-authorised e-money institution and holds licences in the EEA, is a Visa and Mastercard principal member, and targets businesses, regulated industries, and fintechs seeking compliant, API-first payment and banking rails.
• Build and evolve Lambda-first microservices handling real money flows and integrations • Design REST APIs with type-safe Zod schemas and durable contracts • Model data in DynamoDB using access-pattern-first design • Use PostgreSQL when relational storage is more appropriate • Ship event-driven workflows with SQS, EventBridge, and Step Functions • Implement retries, idempotency, dead-letter handling, and backpressure • Ensure observability through structured Winston logging, AWS X-Ray distributed tracing, and actionable metrics • Write tests with Mocha and Sinon to protect releases and reduce regressions • Maintain high quality standards while delivering predictably • Own work end-to-end and contribute to xpate’s fintech platform
• Strong hands-on backend engineering experience in TypeScript / Node.js • Real AWS production experience building, operating, debugging, and fixing systems in production • Ability to ship fast without compromising quality • Clean code, predictable delivery, and solid engineering fundamentals • Use AI tools daily for coding, debugging, and analysis • English at B2+ level • Experience with TypeScript and Node.js 18–22 • Experience with AWS Lambda, DynamoDB, S3, SQS, EventBridge, and Step Functions • Experience with PostgreSQL • Experience with Serverless Framework and Middy • Experience with Zod, Winston, AWS X-Ray, and Luxon • Experience with Mocha and Sinon • Experience with ESLint, Prettier, Terraform, and GitHub Actions
• Flexible hours • Hybrid/remote work options • Private health insurance • Paid time off • Top-of-the-line Apple gear • Workspace designed for focus and collaboration • Ownership of work end-to-end • Freedom to move fast and make a real impact • Celebrated wins • Opportunities to grow • Culture where voices are heard and chances to grow are ever-present
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