Business Development Officer, Government Guaranteed Lending

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🐊 Florida – Remote

🐊 Florida – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

💰 Business Development (BDR)

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Ameris Bank

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🏦 Banking

💸 Finance

💰 $5.6M Post-IPO Equity - Ameris Bank on 2018-01

Banking • Finance

Ameris Bank is a regional financial institution serving consumers, small businesses, and commercial clients across the Southeast and Mid-Atlantic. It offers retail banking products (checking, savings, CDs, IRAs), mortgages and home lending programs, personal and business loans and lines of credit, commercial lending and treasury services, merchant services, and wealth/insurance solutions, along with digital banking, mobile apps, fraud prevention, and online account opening. Ameris operates full-service branches in several Southeastern states and mortgage-only locations across additional Mid-Atlantic states.

📋 Description

• Originate compliant loans and perform the various related activities, including cold calling prospective borrowers, establishing relationships with referral sources, and participating in events. • Responsible for achievement of goals as set by the bank’s leadership. • Demonstrate effective sales strategies and techniques to attract, expand, and retain customer relationships. • Educate prospective borrowers/referral sources regarding the bank’s loan programs. • Evaluate the creditworthiness of potential borrowers. • Responsible for loan structuring, eligibility, financial analysis, and the preparation of the credit package. • Manage client expectations and provide guidance regarding the flow of the GGL loan process. • Serve as the client’s primary point of contact from application to closing. • Assist Underwriting, as needed, in the due diligence process. • Maintain knowledge of banking products, programs, services, and promotions. • Ensure compliance with internal controls, operational procedures, and risk management policies. • Develop partnerships and collaborate with other lines of business to achieve mutual goals and better serve customers. • Practices ethical sales behaviors in accordance with Ameris’ core values of Integrity and Honesty; always acts in the best interest of the customer when offering additional products and services.

🎯 Requirements

• Minimum of 3 years of commercial loan origination and/or Government Guaranteed Lending experience required. • Successful business development, sales, or related experience required. • Ability to identify prospects. • Ability to be consultative in the sales process. • Ability to be flexible and react swiftly to changes and adjusting priorities. • Driven to meet and exceed established annual loan production goals. • Solid understanding of financial statements, tax returns, and credit reports. • Ability to establish and organize a professional schedule in order to achieve strategic goals within established time frames. • Ability to manage multiple loan applications simultaneously. • Proficiency in Microsoft Word, Excel, and software used for spreading financial information. • Working and/or conceptual knowledge of government guaranteed lending products (SBA and USDA) and the SBA SOP. • Thorough knowledge of banking policies, procedures, products, and services. • Proficiency in CRM systems and loan origination software.

🏖️ Benefits

• Medical, Dental and Vision Insurance • Ameris Bank absorbs a major portion of the cost of healthcare. • Life Insurance provided at no additional cost to employees • Accidental Death & Dismemberment Coverage • Long-Term Disability Coverage • Paid Sick and Vacation Leave • 11 Holidays • Volunteer/Service Day • Employee Stock Purchase Plan • 401(k) Retirement Plan • Ameris Bank matches 50% of your first 8% of contributions to the plan • Flexible Spending Accounts • Health Savings Account • Health Reimbursement Arrangement • Supplemental Life & Other Insurance Plans • Identity Theft Protection • Pet Insurance • Legal Insurance • Employee Assistance Program • Employee Advocacy Program • Tickets at Work (Entertainment discounts for Ameris Bank Employees) • AT&T Employee Discount • Wellness Discounts for Medical Premiums and Other Rewards • Employee Referral Incentive • Education Assistance • Employee Resource Groups