Loan Underwriting Specialist II

🔥 10 hours ago

⚔️ Virginia – Remote

⚔️ Virginia – Remote

💵 $54k - $91.8k / year

⏰ Full Time

🟢 Junior

🟡 Mid-level

📋 Underwriter

👻 Ghost score 0%

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Atlantic Union Bank

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1902

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

Atlantic Union Bank is a financial institution based in Virginia, offering a comprehensive suite of banking services including checking accounts, savings accounts, personal and business loans, credit cards, and wealth management solutions. With roots tracing back to 1902, the bank is committed to providing fair financial solutions and honest advice, aiming to create opportunities for families and business owners within the community. Through both online and physical branches, Atlantic Union Bank strives to enhance the banking experience for its customers and supports local initiatives.

📋 Description

• Evaluate credit requests and property valuations to support accurate risk assessment and sound credit decisions • Analyze borrower financial information, repayment capacity, collateral strength, and overall creditworthiness • Review and validate appraisal reports for accuracy and adherence to established guidelines • Determine risk levels and approval recommendations • Evaluate and approve or deny loan applications in a timely manner • Gather information necessary to make sound lending decisions • Respond to internal and external customer inquiries • Maintain strong documentation practices • Partner with lending, operations, and risk teams to support timely, high-quality credit decisions • Perform other duties as necessary to support department and business-unit goals

🎯 Requirements

• Typically requires 2+ years relevant experience • May require vocational or technical training • Basic knowledge of job procedures and tools obtained through work experience • Ability to evaluate and approve or deny loan applications according to business unit standards • Ability to gather information and make sound lending decisions • Ability to analyze borrower financial information, repayment capacity, collateral strength, and overall creditworthiness • Ability to review and validate appraisal reports for accuracy and adherence to guidelines • Ability to determine risk levels and approval recommendations • Ability to apply underwriting standards consistently and identify and mitigate potential risks • May require obtaining and/or maintaining NMLS registration • Must comply with internal policies, investor requirements, and regulatory standards

🏖️ Benefits

• Medical insurance • Dental insurance • Vision insurance • Life insurance • Disability coverage • Paid time off • Retirement savings through a 401(k) plan • Wellness resources • Other programs supporting teammates' health and financial well-being • Potential incentive compensation, bonuses, or other variable compensation, subject to applicable plans and performance criteria