Specialist II – Loan Underwriting

🔥 1 minute ago

⚔️ Virginia – Remote

⚔️ Virginia – Remote

💵 $54k - $91.8k / year

⏰ Full Time

🟢 Junior

🟡 Mid-level

📋 Underwriter

🚫👨‍🎓 No degree required

👻 Ghost score 0%

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Atlantic Union Bank

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1902

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

Atlantic Union Bank is a financial institution based in Virginia, offering a comprehensive suite of banking services including checking accounts, savings accounts, personal and business loans, credit cards, and wealth management solutions. With roots tracing back to 1902, the bank is committed to providing fair financial solutions and honest advice, aiming to create opportunities for families and business owners within the community. Through both online and physical branches, Atlantic Union Bank strives to enhance the banking experience for its customers and supports local initiatives.

📋 Description

• Analyze borrower financial information, repayment capacity, collateral strength, and overall creditworthiness • Review and validate appraisal reports for accuracy and adherence to established guidelines • Determine risk levels and approval recommendations • Evaluate and approve or deny loan applications according to business unit standards in a timely manner • Gather information as necessary to make sound underwriting decisions • Respond to internal and external customer inquiries • Apply underwriting standards consistently • Identify and mitigate potential risks • Maintain strong documentation practices • Partner with lending, operations, and risk teams to support timely and high-quality credit decisions • Perform other duties as necessary to support department and business-unit goals and objectives

🎯 Requirements

• Typically requires 2+ years relevant experience • May require vocational or technical training • Basic knowledge of job procedures and tools obtained through work experience • Ability to evaluate and approve or deny loan applications according to business unit standards • Ability to gather information to make sound decisions • Ability to respond to internal and external customer inquiries • May require obtaining and/or maintaining NMLS registration • Ability to apply underwriting standards consistently • Ability to identify and mitigate potential risks • Strong documentation practices • Ability to work under moderate supervision • Ability to interpret or deviate from standard procedures when necessary • Equal Employment Opportunity employer; drug-free workplace

🏖️ Benefits

• Medical insurance • Dental insurance • Vision insurance • Life insurance • Disability coverage • Paid time off • Retirement savings through a 401(k) plan • Wellness resources • Other programs designed to support teammates' health and financial well-being • Certain positions may be eligible for incentive compensation, bonuses, or other variable compensation, subject to applicable plans and performance criteria • Reasonable accommodation for applicants with disabilities • Drug-free workplace