ACH Analyst

Job not on LinkedIn

🔥 0 minutes ago

🇺🇸 United States – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

🧐 Analyst

👻 Ghost score 13%

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Logo of Patriot Bank, N.A.

Patriot Bank, N.A.

51 - 200 employees

Founded 1994

🏦 Banking

💸 Finance

Banking • Finance

Patriot Bank, N. A. is a full-service financial institution headquartered in Stamford, Connecticut. It offers a wide range of personal, business, and commercial banking services, including personal checking and savings accounts, certificates of deposit, mortgage loans, and home equity options. For businesses, it provides small business checking accounts, commercial real estate loans, and various lines of credit. The bank is committed to community involvement and supports local educational programs, such as the Junior Achievement Career Speaker Series. It also offers digital solutions like online and mobile banking, ensuring accessibility and convenience for its customers.

📋 Description

• Support daily ACH processing, reconciliation, returns, exceptions, and notifications • Monitor ACH activity, transaction volumes, limits, and return rates; escalate issues as needed • Serve as an ACH subject matter resource for employees, customers, and partners • Support new ACH customer and partner onboarding and ACH limit requests • Research and resolve ACH disputes, exceptions, returns, and operational issues • Assist with NACHA rule updates, training, and communication • Prepare ACH reports for management, the Board of Directors, NACHA, and other stakeholders • Support annual ACH originator reviews and risk assessments • Coordinate ACH audit and examination requests and maintain supporting documentation • Work with Fiserv, Direct Access participants, and other partners to resolve ACH issues • Maintain ACH procedures and process documentation • Identify opportunities to improve ACH reporting, monitoring, processes, and controls • Identify opportunities to automate manual ACH processes and reporting • Perform other duties and special projects as assigned • No managerial responsibilities

🎯 Requirements

• High school diploma/GED • Bachelor’s degree or equivalent experience in banking/financial services preferred • Accredited ACH Professional (AAP) certification required • Five years’ experience with NACHA rules and regulations, preferably in Digital Payments • Computer skills, including proficiency in MS Excel and Word • Excellent organizational skills with attention to detail • Clear and effective communicator • Collaborative team player • Detail-driven with a high level of accuracy • Effective interpersonal skills • Strong attention to details and mathematic skills • Excellent customer service ability • Strong sense of integrity and personal ethics • Ability to handle multiple tasks • Polished verbal and written communication skills • Time management skills • Strong organizational and follow-up skills • Accurate and precise reporting ability • Ability to travel to client offices, prospects, branches, and industry events

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