Merchant KYB Analyst

Job not on LinkedIn

🔥 0 minutes ago

🇺🇸 United States – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

🧐 Analyst

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

Apply Now

Find Similar Remote Jobs

Set Up Email Alert For New Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

Breeze

WebsiteLinkedInAll Job Openings

11 - 50 employees

Founded 2022

💳 Fintech

☁️ SaaS

🤝 B2B

Fintech • SaaS • B2B

Breeze is an AI-powered, SOC 2 and PCI-compliant payments and merchant-of-record platform that handles payments, payouts, fraud detection and liability, chargebacks, compliance (including AML/KYC), tax collection, and revenue reconciliation for digital businesses. Delivered via a single API, Breeze supports card, bank, and crypto payment methods, offers global support, and enables companies to outsource payment infrastructure and scale more efficiently.

📋 Description

• Conduct end-to-end KYB reviews for prospective merchants, ensuring onboarding documentation is complete, accurate, and compliant • Review and verify business registration documents, Articles of Incorporation, EIN and Tax ID documentation, proof of address, and supporting corporate records • Identify and verify Ultimate Beneficial Owners, including ownership structures, sanctions screening, OFAC, EU and UN watchlist screening, and PEP checks • Perform adverse media, reputation, and open-source investigations across businesses, founders, and key personnel • Review customer sentiment across Trustpilot, BBB, Reddit, Discord, X, and other public sources • Evaluate merchant business models for payment facilitation, nested merchants, undisclosed third-party fund movement, and prohibited activities • Review chargeback history, processor relationships, fraud indicators, and card network monitoring program participation • Cross-reference G2 Risk Solutions and other third-party intelligence platforms against internal findings and investigate discrepancies • Prepare case documentation and escalate complex or high-risk findings to Underwriting, Compliance, or Legal teams • Prepare and maintain monthly merchant reporting for partners including Worldpay and PPRO • Continuously improve KYB workflows, documentation standards, and operational processes

🎯 Requirements

• 5+ years of experience in KYB, KYC, AML, merchant onboarding, payments compliance, fraud investigations, or financial crime • Experience in a fintech, payment processor, PSP, Merchant of Record, acquiring bank, or regulated financial services environment • Experience conducting business verification, UBO validation, sanctions screening, adverse media reviews, and enhanced due diligence • Investigative and research skills using corporate registries, public records, and open-source intelligence • Ability to review corporate filings, legal documents, bank statements, business websites, and financial records while identifying inconsistencies and risk signals • Strong understanding of merchant risk, payment flows, and fraud typologies across card payments and digital commerce • Ability to operate with incomplete information, exercise sound judgment, and escalate complex findings • Exceptional attention to detail with strong written documentation and case management skills • Excellent communication skills for presenting findings to cross-functional stakeholders • Experience reviewing high-risk merchant categories such as gaming, sweepstakes, digital goods, subscription businesses, or marketplaces is a strong plus • Familiarity with Visa and Mastercard merchant onboarding requirements, MCC classifications, and chargeback monitoring programs is a plus • Experience with Persona and G2 Risk Solutions is a plus • Startup or high-growth fintech experience is highly preferred

🏖️ Benefits

• Competitive salary + equity package • 21 days PTO • Flexible benefits: annual medical allowance, productivity allowance, gym membership/wellness subsidy • Annual company retreat • Opportunity to help build the merchant onboarding and compliance foundation of a category-defining fintech company • Backed by Sequoia Capital with strong runway and ambitious growth plans