Senior Credit Analyst – Sensitive Risk Manager

Job not on LinkedIn

🔥 21 hours ago

🦀 Maryland – Remote

🦀 Maryland – Remote

💵 $105k - $115k / year

⏰ Full Time

🟠 Senior

🎲 Risk

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

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Allianz

WebsiteLinkedInAll Job Openings

10,000+ employees

🏦 Banking

💸 Finance

🛡️ Insurance

💰 Post-IPO Equity on 2018-04

Banking • Finance • Insurance

Allianz is a global insurance and asset management company that provides a wide range of financial products and services. The company emphasizes the importance of teamwork, honesty, and genuine interactions, fostering a culture of collaboration among employees. Allianz is dedicated to delivering high-quality assurance services and engaging with customers through open discussions and valuable insights from industry experts.

📋 Description

• Proactively manage a portfolio of buyers by gathering appropriate information and assessing buyers according to defined targets through manual grading • Manage a profitable portfolio of business within agreed parameters using sound credit analysis techniques • Perform financial and credit analysis to determine appropriate company credit ratings • Conduct buyer visits or telephone interviews to obtain critical portfolio-monitoring information • Monitor high-risk buyers and solicit proprietary information for the EHNA database • Establish and maintain contact with Finance Directors and treasurers through visits, telephone, and written correspondence • Use available information to consistently grade buyers within authority and make detailed recommendations outside authority • Communicate with Sales Agents, Commercial Underwriters, and/or customers regarding underwriting requirements, industry outlooks, and target markets • Create industry sector outlooks using public and proprietary information to determine market trends • Devise and execute rigorous risk-monitoring plans, including review dates, follow-ups, and updates • Produce accurate periodic reports for internal and external stakeholders and execute necessary follow-up actions • Monitor, alert, and propose improvements for early identification of deteriorating risk or buyers at risk of default • Recommend risk underwriting strategies for specific buyers to minimize default while optimizing customer satisfaction • Identify and apply risk reduction and mitigation strategies on a case-by-case basis • Communicate efficiently with buyers and policyholders to support the identified risk strategy

🎯 Requirements

• Bachelor's degree in business administration, Economics or Finance • MBA preferred • 4-7 years’ experience in financial management experience in banking, credit insurance brokerage or a credit insurance environment • Excellent computer skills, with an understanding of financial software and spreadsheet packages • Excellent understanding of Financial Statements • Excellent analytical skills • Interpersonal skills in high-level business meetings, both internally and externally • Exceptional written communication skills • Computer literate and familiar with Microsoft Word and Excel • Effective at time management • Bilingual preferred • Credit knowledge and experience with high volume risk analysis and underwriting • Market knowledge of the local economic environment • Expertise on a particular region and/or trade sector • Strong skills in financial analysis; very good knowledge of Finance and Credit Management • Expertise and experience in buyer assessment

🏖️ Benefits

• Competitive compensation • Annual bonus eligibility and/or commission structure opportunities • 401(k) discretionary match of up to 6% • Flexible work schedules • Health and wellness benefits • Paid time off for vacation, illness, Birthday Day Off and Volunteer Day Off • Tuition Reimbursement • Family care resources, including fertility and adoption benefits