Fraud Risk Analyst II

🔥 13 hours ago

🇺🇸 United States – Remote

💵 $73.5k - $85.7k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

🎲 Risk

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 0%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Coastal

WebsiteLinkedInAll Job Openings

201 - 500 employees

🏦 Banking

💳 Fintech

🤝 B2B

Banking • Fintech • B2B

Coastal is a community bank (Coastal Community Bank) serving the North Puget Sound region that provides personal and business banking products and services. It operates local branches and ATMs while offering checking and savings accounts, home and business loans, treasury management, credit card processing, and online/mobile banking features (including mobile deposit, Zelle, and a mobile app). Coastal also supports embedded finance and fintech partnerships through technology offerings like ZSuite and a CCBX division, emphasizes fraud/security, compliance, and FDIC-insured deposit services (including IntraFi), and markets both consumer and B2B financial solutions.

📋 Description

• Support the BaaS program by providing oversight of FinTech partners, with emphasis on fraud analysis reviews • Facilitate and communicate requests for information from FinTech partners and internal departments • Track and follow up on incoming fraud reports, fraud events, and related communications • Track fraud reviews and general status, and provide updates to management • Perform daily monitoring reviews and escalate concerns to the Lead or Manager • Review Partner Policies and Procedures to identify customer-lifecycle gaps • Complete low- and medium-level fraud reviews for internally and externally identified events involving BaaS Partners • Prepare and present fraud summaries, analysis, and recommendations to management • Monitor emerging fraud trends • Provide guidance and best practices to BaaS partners • Maintain fraud procedural manuals, job aides, and tools • Support AI and automation initiatives through requirements documentation, research, implementation assistance, and output monitoring • Maintain accurate, complete, and audit-ready records in the GRC system • Maintain knowledge of BSA, USA PATRIOT Act, OFAC, Regulation E, Truth in Savings Act, UDAAP, Truth in Lending, and Equal Credit Opportunity Act requirements • Follow regulatory and compliance requirements • Make recommendations to the BaaS Fraud Risk Manager • Perform other duties as assigned

🎯 Requirements

• Knowledge and understanding of FinTech with a strong fraud analysis and technical background • Knowledge and understanding of GRC platform(s) • Ability to work in a team environment • Ability to resolve problems with minimal guidance and make general decisions for daily processing • Ability to interface effectively with other departments and operate in a fast-paced environment with minimum supervision • Ability to analyze data and trends to identify process improvements and operational efficiencies • Excellent written and verbal communication skills • Ability to manage multiple tasks/projects and deadlines simultaneously • Attention to detail and accuracy • Ability to effectively present information and respond to questions from management, affected departments, and BaaS Partners • Bachelor’s Degree or equivalent related experience • 2-4 years of bank fraud and risk experience preferred • Must be available to work standard Pacific Time business hours (8 AM–6 PM PT with flexibility) regardless of location • Ability to work without employment sponsorship

🏖️ Benefits

• Three competitive medical plans • Health Savings Account (HSA) with tax advantages and employer contributions • Flexible Spending Accounts (FSA) for healthcare and dependent care expenses • Dental and vision insurance • Company-paid basic life insurance and optional additional coverage • Long-term and short-term disability coverage • Hospital Indemnity, Accident Insurance, and Critical Illness coverage • 401(k) retirement plan with company matching • Paid vacation and sick leave • 11 paid holidays annually • Flexible personal development and continuous improvement opportunities