Mortgage Loan Officer

Job not on LinkedIn

🔥 2 minutes ago

🇺🇸 United States – Remote

⏰ Full Time

🟢 Junior

👻 Ghost score 10%

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Connexus Credit Union

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 2019

🛡️ Insurance

💼 Consulting

🏦 Banking

Insurance • Consulting • Banking

Connexus Credit Union is a financial institution that offers a wide range of banking services to its members, including checking and savings accounts, loans, credit cards, and insurance services. It provides various personal and business banking solutions such as mortgages, home equity lines of credit, auto loans, and personal loans. Connexus is committed to member financial wellness and offers digital banking services, financial calculators, and educational resources. The credit union also has a program called Connexus Cares for community involvement and provides resources on security and fraud protection. Members have access to convenient services like online banking, ATMs, and telephone banking.

📋 Description

• Respond to inbound mortgage inquiries through phone, email, online banking, digital channels, referrals, and other approved sources • Interview members and prospective borrowers to understand financing needs, financial circumstances, goals, and timing • Educate members on mortgage products, terms, rates, requirements, repayment options, and costs • Recommend appropriate mortgage solutions based on member needs, financial profile, loan purpose, and lending programs • Initiate and manage mortgage applications from initial inquiry through closing • Obtain, review, and analyze borrower information and documentation • Underwrite, approve, recommend, or decline mortgage applications within lending authority and guidelines • Coordinate complex, high-value, or high-risk mortgage loans with internal partners • Maintain ownership of member relationships and provide timely status updates • Manage follow-up activities on assigned inbound mortgage opportunities • Collaborate with processors, credit analysts, underwriting, closing, lending support, and external transaction partners • Ensure disclosures, closing documents, HMDA information, and other loan documentation are accurate and timely • Assess and execute pricing and sale of residential mortgage loans in accordance with policies and secondary-market requirements • Maintain a file quality target of 97% or greater • Identify cross-selling and referral opportunities for additional Credit Union products and services • Stay current on mortgage products, underwriting guidelines, regulations, and secondary-market requirements • Meet goals related to mortgage production, loan quality, member experience, response times, efficiency, and fee income • Comply with applicable federal and state laws, regulations, Credit Union policies, and lending procedures

🎯 Requirements

• Associate degree in business, finance, banking, or a related field, or equivalent combination of education and relevant experience is Required • Minimum of 1 year of current mortgage lending experience within a financial institution is Required • An active NMLS Mortgage Loan Originator Identifier is Required • Demonstrated knowledge of residential mortgage lending products, underwriting principles, documentation requirements, and applicable regulations • Strong analytical, organizational, and problem-solving skills • Ability to manage multiple mortgage applications and priorities while maintaining accuracy and established service-level expectations • Proficiency with Microsoft Office applications, including Word and Excel, and the ability to learn and effectively use mortgage loan origination and other Credit Union systems • Demonstrated commitment to providing an exceptional member experience • Monday–Friday availability, 8am–5pm CST

🏖️ Benefits

• 20 days of paid time off and 10 paid holidays • 16 hours of paid Volunteer Time Off • 401K Retirement with up to 6% employer match • Excellent Health, Dental, Vision insurance, including multiple plan options • Health Savings Account with generous employer contributions • Employer paid Life insurance, Short-Term and Long-Term Disability • Tuition Reimbursement from $4,000 - $7,000 per calendar year • Robust Learning and Development program that includes an annual professional development stipend