Product and Pricing Specialist

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Cornerstone Capital Bank

WebsiteLinkedInAll Job Openings

51 - 200 employees

🏦 Banking

💸 Finance

Banking • Finance

Cornerstone Capital Bank is a community-focused national bank formed by the merger of Cornerstone Home Lending and Roscoe Bank that provides mortgage origination and servicing, personal and commercial banking, and institutional treasury and liquidity services. The bank emphasizes customer service, stability, and digital convenience, offering fee-free deposit accounts, national ATM access, wire and ACH transfers, and integrated mobile banking alongside personalized, one-on-one financial support. It serves consumers, businesses, and other financial institutions with a broad suite of banking and home-lending products.

📋 Description

• Assist Loan Officers and teams with pricing, relocks, renegotiations, and lock extensions • Help Loan Officers find the right product for borrowers’ scenarios • Work with all departments throughout the company • Facilitate lock cancellations, program changes, and term changes according to pricing policies • Review loan programs, branch margins, and pricing adjustments for accuracy • Confirm locks for production staff • Assist with renegotiating pricing and terms on individual loans under department management guidance • Navigate investor websites and interpret product guidelines • Produce internal reports using company BI systems to support pricing and pipeline management • Stay current on pricing reports, program changes, and internal policies • Handle heavy phone and email volume on a help desk • Operate computers and office productivity equipment • Communicate accurate information to internal customers by telephone and written communication

🎯 Requirements

• Minimum of 2 years’ experience in a similar position within the mortgage industry • Experience with loan products and pricing required • Current knowledge of FHA, VA, conventional, and USDA mortgage products • Knowledge of non-QM products is a positive factor • Experience with Empower LOS is a positive factor • Strong customer service for clients and team members • Ability to manage time effectively, stay organized, and maintain a positive attitude • Ability to navigate investor websites and understand product guidelines • Ability to work efficiently with heavy phone and email volume

🏖️ Benefits

• Full benefits package • Potential for a performance-based bonus • Competitive salary • Company investment in employees as valuable assets