Residential Credit Underwriter

🕒 6 days ago

🇺🇸 United States – Remote

💵 $32 - $40 / hour

⏰ Full Time

🟡 Mid-level

🟠 Senior

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Covius

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Covius is a trusted provider of solutions, insight and technology to leading financial services companies. Our technology-enabled solutions deliver operational efficiencies, mitigate risk and empower confident, compliant decisions and borrower interactions.

📋 Description

• Underwrite residential mortgage loans in accordance with Conventional guidelines • Input of data and analysis of findings in Loan Prospector, Desktop Underwriter, Asset wise, other AUS engines, and OES • Identify and assess overall risk and potential fraud exposure resulting from clients' underlying business practices • Review of credit reports to determine credit patterns, current liabilities, outstanding judgments, and collections • Review of residential mortgage appraisal forms and calculations of Loan to Value ratios • Analyze income from salaried, commissioned, self-employed, investments, fixed income sources • Perform other related duties as assigned.

🎯 Requirements

• High School Diploma or equivalent • Associate degree or equivalent industry experience required • 3+ years of relevant industry experience required • 3+ years securitization experience required • 3+ years of recent frontline (manual and automated) underwriting experience with Conventional, FHA and/or VA Knowledge • Strong analytical and problem-solving skills • Proficient knowledge of Microsoft Office Suite, including Word, Excel, and PowerPoint • Up-to-date knowledge in Fannie/Freddie guidelines, back-end quality control and fraud audit experience.

🏖️ Benefits

• Medical • Dental • Vision • 401k