Compliance Director – High-Risk

Job not on LinkedIn

🔥 0 minutes ago

🏄 California – Remote

🏄 California – Remote

💵 $140k - $210k / year

⏰ Full Time

🔴 Lead

🚔 Compliance

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 0%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

Apply Now

Find Similar Remote Jobs

Set Up Email Alert For New Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

Finix

WebsiteLinkedInAll Job Openings

51 - 200 employees

Founded 2015

💼 Consulting

📦 Logistics

📣 Marketing

Consulting • Logistics • Marketing

Finix is a payment processor that makes it easy for software platforms, marketplaces, and individual businesses of all sizes to accept payments and send money while maximizing revenue and reducing costs. Trusted by startups and publicly traded companies alike, Finix helps build and scale payment infrastructure. Headquartered in San Francisco, it specializes in payment systems, payment facilitation, risk and underwriting, payment infrastructure, APIs, fraud solutions, and merchant management.

📋 Description

• Serve as the primary compliance partner to Sales, Partnerships, and Underwriting, providing practical, documented guidance on prospects and deals • Lead compliance strategy for gaming and gambling, including iGaming, sports wagering, sweepstakes, and predictive markets • Perform state-by-state and provincial regulatory analysis, including licensing, registration, and merchant/vendor eligibility requirements • Develop and maintain underwriting standards, risk-tiering, approval gates, and escalation paths for high-risk sectors • Evaluate new sectors, business models, and structures such as ISV, marketplace, and merchant-of-record models • Conduct market and regulatory research and set minimum requirements before launch • Write and maintain procedures, onboarding guides, and underwriting playbooks • Translate laws, card network rules, and sponsor bank requirements into guidance for Product, Sales, Technology, and Operations • Work with Payment Operations, Underwriting, and Partnerships to streamline onboarding and remove bottlenecks • Guide and develop the Compliance Operations team through coaching and work-product review • Support sponsor bank and network relationships on onboarding and sector-related matters • Support AML/BSA, sanctions, fraud, KYC/KYB, and risk-signal escalation programs • Contribute to audit and regulatory exam readiness, policy updates, and remediation of onboarding and merchant-risk findings • Monitor U.S. and Canadian regulatory and network-rule changes and update guidance • Prepare decision-ready summaries for senior management, sponsor banks, and partners

🎯 Requirements

• 7+ years of experience in compliance, risk, or regulatory roles within payments, fintech, banking, or similar regulated environments • Hands-on experience with merchant underwriting and onboarding, including KYC/KYB and risk-based approval frameworks • Experience with high-risk merchant verticals such as gaming and gambling, nutraceuticals, CBD, or similar, and with applicable card network and sponsor bank requirements • Proven ability to interpret regulatory and card network requirements and apply them to real merchants, products, and business models • Strong understanding of risk management, controls, and sponsor bank oversight expectations • Experience working directly with sales, business development, or product teams on deals and new market entry • Experience drafting policies, procedures, and guides that business teams use • Experience leading complex, cross-functional work with multiple dependencies and senior stakeholders • Exceptional written and verbal communication, with ability to turn ambiguity into clear plans, trade-offs, and decisions • Proficiency in Microsoft Word, Excel, and PowerPoint (or Google equivalents) • Nice to have: Juris Doctor or law degree, with bar admission in good standing • Nice to have: Experience with gaming and gambling regulation, including state licensing, vendor registration, and eSweepstakes or similar emerging frameworks • Nice to have: Familiarity with U.S. frameworks (FinCEN, state money transmission, CCPA) and Canadian frameworks (FINTRAC, RPAA, PIPEDA, Quebec Law 25) • Nice to have: Experience with payment networks (Visa, Mastercard, Interac, Discover) and sponsor banks • Nice to have: Knowledge of the fintech-bank partnership model and bank third-party risk expectations • Nice to have: Experience at a card network, processor, acquirer, or sponsor bank • Nice to have: Certifications such as CAMS or CFE • Nice to have: Prior experience supporting a BSA Officer, CAMLO, or compliance leadership

🏖️ Benefits

• Equity • Benefits