Senior Credit Products Specialist – Power & Renewables

🔥 10 minutes ago

🇺🇸 United States – Remote

💵 $138.4k - $219.1k / year

⏰ Full Time

🟠 Senior

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

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Flagstar Bank

WebsiteLinkedInAll Job Openings

5001 - 10000 employees

🛡️ Insurance

💼 Consulting

🏥 Healthcare

Insurance • Consulting • Healthcare

Flagstar Bank is a diversified commercial bank focused on building relationships to help clients on their financial journeys, whether for personal or business needs. The bank offers a wide range of financial services including personal and business banking, loans, mortgages, wealth management, and investment services. Flagstar is committed to community involvement and meeting the banking needs of diverse neighborhoods, including low- and moderate-income areas, while promoting diversity, equity, and inclusion within its operations.

📋 Description

• Lead the structuring, analysis, and approval of highly complex credit transactions • Balance credit risk with business needs within the assigned specialized vertical or region • Monitor portfolio risk and identify industry trends and economic factors affecting credit quality • Advise sales teams and senior leadership on credit negotiations and deal execution • Structure and negotiate credit agreements with clients, legal counsel, and internal teams • Mentor junior credit professionals and provide training on credit risk best practices • Identify and raise credit process and procedure improvement areas to senior leadership • Exercise independent judgment and discretion for the assigned portfolio • Analyze and resolve problems related to the assigned portfolio • Perform special projects and additional duties as required • Adhere to regulatory and compliance policies, standards, and applicable laws • Complete required compliance training

🎯 Requirements

• Undergraduate Degree (4 years or equivalent) preferred; Bachelor’s degree in Finance, Accounting, Economics, or a related field, or 12+ years of equivalent experience • Master's Degree or postgraduate equivalent, MBA, or CFA preferred • 10+ years in commercial credit analysis, structuring, underwriting, portfolio management, and risk analysis • 10+ years of experience in the direct specialized line of business • Deep expertise in structuring and negotiating complex credit agreements • Strong leadership skills with the ability to influence credit strategy and policy • In-depth understanding of macroeconomic factors and their impact on credit risk • Proven ability to manage large portfolios and advise senior executives • Exceptional communication and stakeholder management skills • Well versed in legal documentation, including credit agreements, and able to interact with legal counsel and negotiate directly with clients • Knowledge of complex commercial lending structures, industry trends, credit policies, compliance standards, and legal considerations in lending • Qualified applicants with arrest or conviction records will be considered in accordance with applicable fair chance laws

🏖️ Benefits

• Medical insurance • Dental insurance • Vision insurance • Life insurance • Disability insurance • Comprehensive leave program • Variable incentives, bonuses, commissions, or other awards may be included in total compensation