Senior Credit Products Specialist – Private Banking

🔥 2 minutes ago

🇺🇸 United States – Remote

💵 $138.4k - $219.1k / year

⏰ Full Time

🟠 Senior

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 0%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

Apply Now

Find Similar Remote Jobs

Set Up Email Alert For New Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

Flagstar Bank

WebsiteLinkedInAll Job Openings

5001 - 10000 employees

🛡️ Insurance

💼 Consulting

🏥 Healthcare

Insurance • Consulting • Healthcare

Flagstar Bank is a diversified commercial bank focused on building relationships to help clients on their financial journeys, whether for personal or business needs. The bank offers a wide range of financial services including personal and business banking, loans, mortgages, wealth management, and investment services. Flagstar is committed to community involvement and meeting the banking needs of diverse neighborhoods, including low- and moderate-income areas, while promoting diversity, equity, and inclusion within its operations.

📋 Description

• Lead the structuring, analysis, and approval of highly complex credit transactions • Proactively monitor portfolio risk and identify industry trends and economic factors affecting credit quality • Advise sales and senior leadership on credit negotiations and deal execution • Work with clients, legal counsel, and internal teams to structure and negotiate credit agreements • Mentor junior credit professionals and provide training in credit risk best practices • Identify and raise credit process and procedure improvement areas to senior leadership • Make decisions regarding the assigned portfolio using independent judgment and discretion • Analyze and resolve problems pertaining to the assigned portfolio • Perform special projects and additional duties as required • Adhere to regulatory and compliance policies, standards, laws, and required trainings • Shape credit strategy, underwriting practices, risk management, and portfolio health while supporting bank growth objectives

🎯 Requirements

• Undergraduate Degree (4 years or equivalent) Bachelor’s degree in Finance, Accounting, Economics, or a related field or 12+ years of equivalent experience • Master's Degree (or Postgraduate equivalent) MBA or CFA preferred • 10+ years in commercial credit analysis/structuring, underwriting, portfolio management and risk analysis • 10+ years of experience in the direct specialized line of business • Deep expertise in structuring and negotiating complex credit agreements • Strong leadership skills with the ability to influence credit strategy and policy • In-depth understanding of macroeconomic factors and their impact on credit risk • Proven ability to manage large portfolios and advise senior executives • Exceptional communication and stakeholder management skills • Well versed in legal documentation, including credit agreements • Ability to develop junior associates, interact with legal counsel, and negotiate directly with clients • Deep knowledge of complex commercial lending structures, industry trends, and economic factors impacting credit risk • Ability to assess portfolio risk at a macro level • Expertise in negotiating complex loan terms • Knowledge of credit policies, compliance standards, and legal considerations in lending • Ability to articulate complex credit decisions clearly and persuasively • No unusual physical exertion is involved

🏖️ Benefits

• Medical insurance • Dental insurance • Vision insurance • Life insurance • Disability insurance • Comprehensive leave program • Variable incentives, bonuses, commissions, or other awards may be included in total compensation