Senior Actuarial Analyst

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Included Health

1001 - 5000 employees

☁️ SaaS

🤝 B2B

👥 HR Tech

SaaS • B2B • HR Tech

Included Health is a healthcare technology company that delivers personalized, employer- and health-plan-focused primary, urgent, and behavioral health care through a single app and a network of virtual and in-person services. It blends AI-driven tools and human care teams to provide 24/7 care coordination, billing and claims advocacy, second opinions from leading specialists, and mental-health support, with the goal of lowering employer healthcare costs and improving member experience and inclusivity.

📋 Description

• Conduct complex actuarial analyses on the cost of healthcare, including industry trend forecasting and Total Cost of Care (TCOC) impact calculations. • Own and maintain the execution of savings and ROI methodologies for one or more product lines, assessing the need for updates and creating parameter estimates for change. • Serve as a subject matter expert on medical/Rx claims data, eligibility structures, and the underlying drivers of healthcare costs. • Research and analyze the specific drivers of increased or decreased savings for particular clients or products, translating the data into actionable recommendations. • Drive report automation and dashboarding projects (e.g., using Looker or Tableau) to scale insight generation and enable other internal teams to self-serve key metrics. • Write clean, efficient code and participate in team peer reviews with a critical eye and high attention to detail to ensure technical accuracy. • Document and maintain savings and ROI methodologies clearly and succinctly for the purpose of client communication, peer knowledge sharing, and future reference.

🎯 Requirements

• Minimum of 5 years of related experience in healthcare economics, actuarial science, or quantitative financial analysis. • Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Economics, or a related quantitative field. • Completion of at least 1 actuarial exam in pursuit of the ASA or other equivalent designation is preferred. • Expert proficiency in SQL and Excel/Google Sheets. Competency or proficiency with Python for data analysis and automation is highly preferred. • Hands-on experience working with various types of raw data, including medical/Rx claims, eligibility data, and product engagement data. • Strong written and verbal communication skills, with a demonstrated ability to explain complex technical or economic analyses to peers and stakeholders. • Familiarity with business tools such as Looker, Tableau, GitHub, Jira, and Confluence.

🏖️ Benefits

• Remote-first culture • 401(k) savings plan through Fidelity • Comprehensive medical, vision, and dental coverage through multiple medical plan options (including disability insurance) • Paid Time Off ("PTO") and Discretionary Time Off (“DTO”) • 12 weeks of 100% Paid Parental leave • Family Building & Compassionate Leave: Fertility coverage, $25,000 for surrogacy/adoption, and paid leave for failed treatments, adoption or pregnancies. • Work-From-Home reimbursement to support team collaboration home office work

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